Equipment Vendor Financing FAQ

Get answers to frequently asked questions about vendor financing.

Questions about equipment vendor financing? We have answers.

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Equipment vendor financing is the process of lending money to a customer to finance equipment, vehicles, software, etc., that the vendor sells. This added convenience enables small business owners to obtain equipment without leaving the showroom or lot, as the vendor handles everything. Most vendors work with lenders specializing in equipment financing to facilitate their customers’ transactions.

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When you have a customer ready to make their purchase, the last thing you want is to shop around for funding. This takes time and can result in you losing the sale to a competitor. Offering in-house financing to your customers is a value-added convenience they will appreciate. In addition, it can help you sell more equipment more quickly.

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Absolutely! Some of the most successful equipment vendors in the United States are the ones that offer in-house financing to their customers. Vendor financing offers more payment flexibility to your customers, particularly those who do not have a large amount of money to pay upfront. The results can be more sales, bigger profits, and happier customers.

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All you need to do is submit a simple online equipment vendor partner application. If your application is approved, one of our vendor financing managers will then call you to discuss our program and answer any questions you have.

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No. It will not cost you anything to become a Balboa Capital vendor partner.  

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Yes. We look for equipment vendors with $300,000+ in monthly volume.

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They can use our convenient equipment financing application that is on our website. In addition, if you become a Balboa Capital vendor partner, you will also be able to submit applications through Portal360™, our industry-leading online sales management system.

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Fast turnaround times are what Balboa Capital is known for. We offer same-day funding for deals that are approved, and once the equipment is delivered and accepted, you can expect to receive payment within 24 hours.

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Balboa Capital works with equipment vendors in just about every business industry. These include construction, cloud software, HVAC, technology, office products, hospitality, and more.