Equipment Financing of up to $500,000

Simple application. All credit scores considered.

Equipment financing works for your business and with your budget.

Need a new or used piece of business equipment but do not have the cash on hand to pay for it? Equipment financing with Balboa Capital is the solution. We are a top-rated business lender that can provide you with fast funding to finance vehicles, technology, software, machinery, and many other types of equipment for your small business.

  • Application-only for hard collateral up to $500,000
  • Application-only for soft collateral up to $350,000
  • Same-day funding
  • Easy online application
  • All credit considered
  • One-hour approval decisions
  • Simple repayment terms
  • Competitive rates

Finance equipment in 3 easy steps.

  1. Apply online

  2. Qualify in one hour

  3. Get funded as soon as today

Simple qualification requirements.

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One year in business

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$100,000 in annual revenue

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Decent FICO credit score

Streamlined process, from application to funding.

Balboa Capital makes the entire process a breeze. You can complete a simple application from your computer or mobile device. We keep our application straightforward so you can complete it quickly.

If your application is approved and you decide to move forward, one of our helpful specialists will contact you to discuss your options and answer any questions you have.

equipment financing

Preserve your existing capital.

Equipment is a significant expense for a small business like yours. Purchasing it outright chips away at your working capital or uses it up altogether.

When you finance business equipment, you will be making predictable monthly payments that work with your budget, and the equipment will be generating a return-on-investment right away. Plus, this option can help free up the reserve funds you would use for a cash purchase and give you greater flexibility to invest in other areas of your business.

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Reasons to finance equipment for your small business.

Saves capital

Saves capital

Improves cash forecasting

Improves cash forecasting

Makes equipment upgrades easy

Makes equipment upgrades easy

Helps you get equipment fast

Helps you get equipment fast

Offers a potential tax deduction

Offers a potential tax deduction

Gives you a competitive advantage

Gives you a competitive advantage

Balboa Capital stands out from the pack.

Our name is synonymous with equipment financing. Since opening our doors, we’ve helped countless business owners acquire equipment. In addition to our technology-driven platform that speeds up the delivery of funds, we offer you second-to-none customer service.

You will work directly with a Balboa Capital account manager who will support you every step of the way via phone or email. Once we earn your business, you will see why we have full accreditation with the Better Business Bureau (BBB) and hundreds of five-star customer reviews online.

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You find it. We fund it.

Partial list of business equipment that Balboa Capital offers financing for.

Reasons to choose Balboa Capital.

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Lender with an A+ BBB rating

Over $7 billion funded nationwide

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Same-day business funding