Equipment financing works for your business, and with your budget.
Need a new piece of business equipment but don’t have the cash on hand to pay for it? Equipment financing with Balboa Capital is the solution. We are a top-rated online lender that can provide you with same day funding to purchase any type of equipment that your small business needs. Everything from machinery to software to vehicles and more. The upfront costs are minimal, and you will repay your equipment loan with low monthly loan payments you can afford.
Streamlined process, from application to funding.
Balboa Capital makes the equipment financing process a breeze. You can complete our simple equipment financing application in just minutes. We don’t require any financial paperwork or collateral for most equipment loan amounts, and all credit scores are considered. Once we receive your application, it will be evaluated by our automated decision-making technology. This speeds up the process and provides you with an immediate answer. Perhaps most impressive is our ability to provide you with funds on the very same day you apply.
Simple qualification requirements.
One year in business
$100,000+ in annual revenue
Decent FICO credit score
Financing helps you save money.
Equipment is a major expense for small business like yours businesses. Purchasing things like machinery, technology and vehicles chips away at your working capital, or uses it up altogether. With equipment financing, you can get everything you need for predictable monthly payments. Your cash stays in the bank, your business credit line stays open, and you will have less to worry about during those unexpected slow periods.
Equipment Loan Calculator
Use the slider to select how much funding you need.
Amount Needed
$3000Estimated monthly payments
$for 60 months
$for 48 months
$for 36 months
$for 24 months
Our minimum finance term period is 24 months. We do not offer short-term financing for 60 days or less. If you need more than $250,000, call us at (888) 225-2621.
Equipment financing in 3 easy steps.
Apply online
Qualify in one hour
Get funds for business equipment
Choose from several payback term lengths.
When borrowing money to purchase business equipment, you will most likely ask yourself “what are my repayment options?” After all, you have a pretty good idea of much you can afford to pay each month. Balboa Capital offers several different term lengths to choose from. Your dedicated Balboa Capital financing specialist will walk you through your options and help you pick the best one for your needs.
Reasons to finance equipment for your small business.
Saves capital
No big one-time payment is needed.
Improves cash forecasting
A set monthly payment helps with budgeting.
Equipment upgrades
Obsolete equipment can ruin productivity.
Immediate need
Get a critical piece of equipment right away.
Tax deductions
Section 179 works with financing.
Competitive advantage
New equipment can set your business apart.
When looking at equipment financing companies, Balboa Capital stands out from the pack.
Our name is synonymous with equipment financing. Since opening our doors, we’ve helped countless business owners acquire equipment at a critical period of their growth. Along with our technology-driven platform that speeds up delivery of funds, we offer you customer service that is second-to-none. You will work directly with a Balboa Capital business financing expert who will support you every step of the way via phone or email. Once we earn your business, you will see why we have full accreditation with the Better Business Bureau (BBB). Plus, we are one of the highest-rated equipment financing companies on Trustpilot.
Free equipment financing resources.
Benefits of Equipment Financing
Find out why this option makes perfect business sense.
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Equipment Financing and Section 179
Your equipment purchase might be tax deductible.
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Infographic: Financing vs. Buying Equipment
Learn the differences of each before making a decision.
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Equipment Financing Application
See how much your business might qualify for.
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