Equipment Financing Up To $500,000
Simple application. Simple process.
Equipment financing works for your business and with your budget.
Need a new or used piece of business equipment but do not have the cash on hand to pay for it? Equipment financing with Balboa Capital is the solution. We are a top-rated business lender that can provide you with fast funding to finance vehicles, technology, software, machinery, and many other types of equipment for your small business.
- Application-only for hard collateral up to $500,000
- Application-only for soft collateral up to $350,000
- If approved, same-day funding is available
- Easy online application
- One-hour approval decisions during regular business hours
- Flexible terms available
- Competitive rates
Equipment financing in 3 easy steps.
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Submit a simple online application.
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Get a prompt decision during our normal business hours.
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If your application is approved, funds will be provided fast.
What we look for.
Minimum of one year in business
$100,000+ in annual revenue
FICO score of 620 or more
These are some of our minimum lending requirements, and meeting them does not constitute approval.
Should you apply for equipment financing, additional lending criteria will determine if you qualify.
Streamlined process, from application to funding.
Balboa Capital makes the entire process a breeze. You can complete a simple application from your computer or mobile device. We keep our application straightforward so you can complete it quickly.
If your application is approved and you decide to move forward, one of our helpful specialists will contact you to discuss your options and answer any questions you have.
Preserve your existing capital.
Equipment is a significant expense for a small business like yours. Purchasing it outright chips away at your working capital or uses it up altogether.
When you finance business equipment, you will be making predictable monthly payments that work with your budget, and the equipment will be generating a return on investment right away. Plus, this option can help free up the reserve funds you would use for a cash purchase and give you greater flexibility to invest in other areas of your business.
Reasons to finance equipment for your small business.
Saves capital
Improves cash forecasting
Makes equipment upgrades easy
Helps you get equipment fast
Offers a potential tax deduction
Gives you a competitive advantage
Balboa Capital stands out from the pack.
Our name is synonymous with equipment financing. Since opening our doors, we’ve helped countless business owners acquire equipment. In addition to our technology-driven platform that speeds up the delivery of funds, we offer you second-to-none customer service.
You will work directly with a Balboa Capital account manager who will support you every step of the way via phone or email. Once we earn your business, you will see why we have full accreditation with the Better Business Bureau (BBB) and hundreds of five-star customer reviews online.
You find it. We fund it.
Partial list of business equipment that Balboa Capital offers financing for.
Reasons to choose Balboa Capital.
Lender with an A+ BBB rating
Over $7 billion funded nationwide
Simple, quick process
Helpful links for small business owners.
What is equipment financing?
Learn more about this popular way to fund equipment purchases.
Equipment loan calculator
Instantly see estimated monthly payment amounts.
Infographic: Financing vs. buying equipment
A visual look at these two equipment purchase options.
