Equipment Vendor Financing

A proven equipment vendor financing program.

Balboa Capital has you covered when it comes to financing your customers’ equipment purchases. We are a top-rated business lender that offers equipment vendor financing, and our industry-leading program is designed to help you move more inventory. Over the years, we have helped many vendor partners close deals quickly. Our proven program encompasses equipment financing, private label financing, and an online sales management system.

As you know, closing equipment deals can be challenging. Throughout the path-to-purchase, prospective customers compare equipment brands, models, features, and prices to narrow down their choices. Therefore, when customers visit your showroom or lot and know what type of equipment they want, you must present them with easy financing options.

Application-only for hard collateral up to $500,000
Application-only for soft collateral up to $350,000
If approved, same-day funding is available
Easy online application
One-hour approval decisions during regular business hours
Flexible terms available
Competitive rates
Online sales management system

Time is money.

Busy business owners do not want to waste their time with a long and complicated equipment financing process. With Balboa Capital, they will not have to. We keep our application simple so that it can be completed quickly. If your customer’s application is approved and they decide to move forward, your Balboa Capital account manager will help facilitate the deal and answer any questions you have.

Lastly, our ability to provide prompt funding means your customers can get their equipment promptly, and you can be paid faster.

No more sticker shock.

No matter what type of equipment, vehicles, software, or technology you sell, you have probably heard customers say things like “I just cannot afford it,” “I do not want to use my line of credit,” or “my credit is probably not good enough.”

You can help reduce your customers’ financial worries and boost their purchasing power by explaining the benefits of equipment financing. Our competitive rates and convenient repayment terms are what your customers are looking for.

Equipment vendor financing with streamlined sales tracking.

When you become a Balboa Capital vendor partner, you will have access to our online sales management system, Portal360™. Built from the ground up, this cloud-based system lets you run sales reports, create estimates, and submit applications. You can also connect directly with our underwriters if you have credit-related questions.

All these fantastic features save time, meaning you can focus on your customers’ needs and sales efforts. In addition, Portal360™ is free to use when you become our partner.

Answers to frequently asked questions about vendor financing.

What is equipment vendor financing?

Equipment vendor financing is the process of lending money to a customer to finance equipment, vehicles, software, etc., that the vendor sells. This added convenience enables small business owners to obtain equipment without leaving the showroom or lot, as the vendor handles everything. Most vendors work with lenders specializing in equipment financing to facilitate their customers’ transactions.

How can financing help my vendor business?

When you have a customer ready to make their purchase, the last thing you want is to shop around for funding. This takes time and can result in you losing the sale to a competitor. Offering in-house financing to your customers is a value-added convenience they will appreciate. In addition, it can help you sell more equipment more quickly.

Is vendor financing a good idea?

Absolutely! Some of the most successful equipment vendors in the United States are the ones that offer in-house financing to their customers. Financing offers more payment flexibility to your customers, particularly those who do not have much money to pay upfront. The results can be more sales, more significant profits, and happier customers.

How do I become a Balboa Capital vendor partner?

All you need to do is submit a simple online equipment vendor partner application. If your application is approved, one of our vendor financing managers will call you to discuss our program and answer any questions.

Does it cost anything to become a partner?

No. It will not cost you anything to become a Balboa Capital partner.

How long until I get paid?

Fast turnaround times are what Balboa Capital is known for. We offer same-day funding for approved deals, and once the equipment is delivered and accepted, you can expect to receive a payment within 24 hours.

Equipment Vendor Financing Program

A proven equipment vendor financing program.

Become a vendor partner in 3 easy steps.

Submit a simple online application.

Get a prompt decision during our normal business hours.

Once your application is approved, we can start funding your customers’ approved deals.

What we look for in a vendor partner.

Minimum of two years in business

$300,000+ in monthly volume

Equipment is on our approved list

Time is money.

No more sticker shock.

Benefits of being a Balboa Capital vendor partner.