yellow bulldozer ready for work

Your source for commercial financing solutions.

✔ Transactions up to $100 million
✔ Capital equipment financing
✔ Operating leases
✔ Lease lines of credit
✔ Single point-of-contact

Our business is meeting your commercial financing needs.

Whether you are financing a capital equipment purchase, technology refresh program, or an expansion initiative, you need a commercial financing company that can provide you with the solution you need. Balboa Capital structures and delivers commercial financing programs for middle market companies in all industries with annual revenues in excess of $10 million. With our lending power and commercial financing expertise, we are the perfect choice for you company.

We know you are busy managing the day-to-day operations at your company. As a result, the last thing you want is a long-drawn-out financing process that wastes your valuable time. With Balboa Capital, you won’t have to. We have a simple commercial financing application that you can complete in a matter of minutes. An approval decision will be provided right away, and our underwriting process is quick. In short, we do everything to facilitate your transaction quickly and without any interruption.

Secure growth capital in 3 easy steps.

Apply online

Fill out and submit our online commercial financing application. We will then contact you to discuss the various solutions we offer.  

Get approved

Our automated process speeds up the turnaround time for decisions. Upon approval, the closing process will begin.

Receive funds

Once we have the closing documents, we will work diligently to make sure your funds are delivered in a timely manner.   

Bigger isn’t better. Better is better.

At Balboa Capital, we realize we are competing directly with large, well-known banks for your business. And that suits us just fine. Being an independent commercial financing company allows us to provide you with the focused, unhurried service you want. You will work directly with one of our knowledgeable financing managers at every step, not transferred from one person to another. Plus, we have the credibility and credentials that give you a sense of comfort and security when selecting a direct lender for commercial financing.

commercial financing team at Balboa Capital

How we’ve helped other mid-market companies this year.


asphalt truck paving a street

Construction Company

$640,000 for a new asphalt drum mixer


modern winery with wine making equipment

Commercial Winery

$245,000 for new wine making equipment


car dealer showroom

Automotive Dealer Group

$569,000 for capital equipment

Whitepaper: Why middle market companies matter to the U.S. economy.

Get a bird’s-eye view of the United States mid-market industry in this Balboa Capital whitepaper. You will learn how middle market companies are helping drive the economy, what business sectors are seeing the biggest growth, and find out how how to get commercial financing. This whitepaper is free to download, so get your copy now.

middle market whitepaper balboa capital
balboa capital office lobby

Why choose Balboa Capital for commercial financing?

Balboa Capital has worked successfully with middle market and Fortune 5000 companies across the United States. Our team of commercial financing experts knows how to meet the and exceed the demands of chief financial officers, chief operating officers, and finance directors. Many of our clients have been using us for their strategic financing needs for many years. Our proven track record of success and excellent customer service have helped us become fully accredited by the Better Business Bureau (BBB). It has also helped us receive a large number of positive Balboa Capital reviews online. We look forward to becoming your commercial finance partner.

Ready to get commercial financing?