Commercial Financing With Low Rates and Easy Terms.
Transactions up to $100 million.
No hidden fees. A+ BBB rated direct lender.
Custom-tailored commercial financing solutions.
Whether you are financing a capital equipment purchase, technology refresh program, or an expansion initiative, you need a lending resource that can provide you with the custom-tailored solution you need. You need Balboa Capital. We are a top-rated online lender that structures and delivers commercial financing programs for middle market companies that have revenues in excess of $10 million. With our lending power, industry expertise, and competitive interest rates, we are the perfect choice for your company.
- Transactions up to $100 million
- Capital equipment financing
- Commercial business loans
- Operating leases
- Lease lines of credit
- Flexible term lengths
- Competitive rates
- Single point-of-contact
- A+ BBB rating
Commercial equipment loans in 3 easy steps.
Apply online
Qualify in one hour
Get funded as soon as today
Simple qualification requirements.
One year in business
$100,000 in annual revenue
Decent FICO credit score
An efficient process that respects your time.
We know you are busy managing the day-to-day operations at your company. As a result, the last thing you want is a lengthy process that wastes your valuable time. With Balboa Capital, you will not have to. We are a technology-based lender that developed sophisticated online tools and systems that accelerate the whole process. You can apply for financing from your office computer or your mobile device faster than you might imagine. Immediately after you submit your application, our internal systems go to work. An approval decision will be provided right away, and our underwriting process is quick. In short, we do everything to facilitate your transaction quickly, and without any interruption.
Financing makes good business sense.
Financing things like equipment, technology, vehicles. and expansion efforts makes good business sense, even if your company has a sizeable cash reserve or a large credit line. Making predictable monthly payments over a set term allows you to preserve your working capital and credit line. That means they will be available fund future investments, product launches, and growth initiatives.
Reasons to finance equipment for your company.
Saves capital
Improves cash forecasting
Makes equipment upgrades easy
Helps you get equipment fast
Offers a potential tax deduction
Gives you a competitive advantage
Bigger isn’t better. Better is better.
At Balboa Capital, we realize we are competing directly with large, well-known banks for your business. And, that suits us just fine. Being an independently owned company allows us to provide you with the focused, unhurried service you want. You will work directly with one of our knowledgeable financing managers at every step, not transferred from one person to another. Plus, we have the credibility, capabilities, and track record of success that inspire confidence.
Resources for middle market business owners.
Commercial financing application.
Simple process, quick decision process, and fast funding.
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Commercial financing FAQ.
Answers to commonly asked questions.
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Commercial loan calculator.
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