Commercial Financing Up To $500,000

Simple application. Simple process.

Custom-tailored commercial financing solutions.

Whether you are financing a capital equipment purchase, technology refresh program, or expansion initiative, you need a business lender that can provide you with a custom-tailored commercial financing solution. You need Balboa Capital.

We structure and deliver commercial financing solutions for middle-market companies with revenues above $10 million. We are the perfect choice for your company with our lending power, industry expertise, and competitive rates.

  • Application-only for hard collateral up to $500,000
  • Application-only for soft collateral up to $350,000
  • If approved, same-day funding is available
  • Easy online application
  • One-hour approval decisions during regular business hours
  • Flexible terms available
  • Competitive rates

Commercial financing in 3 easy steps.

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  1. Submit a simple online application.

  2. Get a prompt decision during our normal business hours.

  3. If your application is approved, funds will be provided fast.

What we look for.

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Minimum of one year in business

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$100,000+ in annual revenue

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FICO score of 620 or more

These are some of our minimum lending requirements, and meeting them does not constitute approval.
Should you apply for commercial financing, additional lending criteria will determine if you qualify.

An efficient process that respects your time.

We know you are busy managing the day-to-day operations at your company. As a result, the last thing you want is to waste your valuable time when trying to secure commercial financing. With Balboa Capital, you will not have to. Our technology-driven systems help accelerate the entire process.

You can apply for commercial financing from your computer or mobile device. We keep our application simple so you can complete it quickly. If your application is approved and you decide to move forward, one of our commercial financing specialists will contact you to discuss your options and answer any questions you have.

commercial financing

Financing makes good business sense.

Financing things like equipment, technology, vehicles, and expansion efforts makes good business sense, even if your company has a sizeable cash reserve or an extensive credit line.

Making predictable monthly payments over a set term allows you to preserve your working capital for future investments, product launches, and other growth-related initiatives.

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Reasons to finance equipment for your company.

Saves capital

Saves capital

Improves cash forecasting

Improves cash forecasting

Makes equipment upgrades easy

Makes equipment upgrades easy

Helps you get equipment fast

Helps you get equipment fast

Offers a potential tax deduction

Offers a potential tax deduction

Gives you a competitive advantage

Gives you a competitive advantage

Focused, responsive service.

At Balboa Capital, we are dedicated to providing you with the focused, responsive and unhurried service you want. You will work directly with one of our knowledgeable account managers at every step.

If you ever have a question or want to inquire about your account, your Balboa Capital account manager will gladly assist you. This level of service is one of the many reasons why Balboa Capital has hundreds of five-star reviews online from verified customers.

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Commercial financing with Balboa Capital.

Helpful links and information for middle market business owners and executives.

Reasons to choose Balboa Capital.

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Lender with an A+ BBB rating

Over $7 billion funded nationwide

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Simple, quick process