About Us

Balboa Capital, a division of Ameris Bank, is a top-rated business lender that has delivered over $8 billion in funding nationwide.

Trust a bank-owned business lender for your company’s funding needs.

Balboa Capital is ready to assist you if you need funding to finance equipment, expand your operations, purchase inventory and supplies, or cover other business expenses. As a division of Ameris Bank, Balboa Capital has the financial strength and stability that instill trust and confidence. We offer a variety of business funding products with competitive rates, flexible terms, and prompt turnaround times, all backed by exceptional customer service.

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More than $8 billion funded to businesses nationwide.

Over the years, Balboa Capital has been a reliable source of growth capital for businesses nationwide, having facilitated over $8 billion in funding. We are the choice of middle-market companies, equipment vendors, and franchise owners in myriad industries, and many of them have been our loyal customers for years. 
We understand that every business is different and has unique funding needs. That’s why we tailor our funding products to each business’s specific requirements and objectives. 

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Reasons to choose Balboa Capital.

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Bank-owned business lender

Over $8 billion funded nationwide

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Simple, quick process

Leading with our values.

At Balboa Capital, our values reflect who we are and what we stand for as a top-rated business lender. We always keep sight of what matters most: our relationship with the middle-market business owners, equipment vendors, and franchise owners who look to us for funding.
Whether you have questions about our funding options or need to inquire about your account, you can always count on receiving customer service that is second to none. Providing you with the right answers and the best solutions is what you expect, and we would not have it any other way.

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Affiliations and memberships.

Our management team and employees are busy serving our customers’ needs. That said, it is essential to connect with our peers. We do this by being actively involved in national-level organizations, local business associations, and industry-specific groups. 
These affiliations allow us to make valuable professional contacts and stay informed about the latest developments in the financing industry.

  • American Association of Commercial Finance Brokers (AACFB)
  • Equipment Leasing and Finance Association (ELFA)
  • National Alliance of Commercial Loan Brokers (NACLB)
  • National Equipment Finance Association (NEFA)
  • Association for Advancing Automation (A3)


Balboa Capital is not affiliated with nor endorses the American Association of Commercial Finance Brokers, Equipment Leasing and Finance Association, National Alliance of Commercial Loan Brokers, National Equipment Finance Association, or the Association for Advancing Automation (A3).  

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