About Us

Balboa Capital has helped thousands of business owners and equipment vendors grow their companies.

We are transforming small business lending.

It is no secret that getting growth capital can be difficult. Low credit scores, cash flow problems, and a lack of collateral can sometimes prevent business owners from securing the equipment financing and business loans they need. That is where Balboa Capital comes in.

We offer various small business funding options with simple qualification requirements, competitive rates, and flexible terms. When you learn more about us on our website, you will see why we are the trusted choice of countless business owners nationwide.

  • Small business loans
  • Equipment financing
  • Commercial financing
  • Vendor financing
  • Franchise financing
about us

Small business funding in the fast lane.

Balboa Capital has the online tools and technology that allow for an easy, quick, and user-friendly experience. Applications are simple, approval decisions are made promptly during regular business hours, and funding is provided fast.

Plus, we consider all credit scores. As a result, we can provide welcome relief to business owners who are dealing with credit-related issues.

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Reasons to choose Balboa Capital.

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Lender with an A+ BBB rating

Over $7 billion funded nationwide

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Same-day business funding

Excellent customer service. Verified.

Balboa Capital is proud to announce that our 2021 Net Promotor Score (NPS), the industry standard for measuring customer satisfaction, is 77/100. NPS scores range from -100 (poor) to +100 (best), and our +77 score is the second-highest NPS score in the U.S. financial services industry.

Our high NPS score demonstrates our dedication to delivering exceptional customer service at every step of the small business funding process.

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Leading with our values.

At Balboa Capital, our values reflect who we are and what we stand for as a business lender. We never lose sight of what matters most: our relationship with the small business owners, middle-market executives, franchise owners, and equipment vendors who look to us for funding.

Whether you have questions about our funding options or need to inquire about your account, you can always count on receiving customer service that is second to none. Providing you with the right answers and the best solutions is what you expect from a top-rated business lender, and we would not have it any other way.

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Affiliations and memberships.

Our management team and employees are busy serving the needs of our customers. That said, we think it is essential to connect with our peers.

We do this by being actively involved in national-level organizations, local business associations, and industry-specific groups. These affiliations allow us to make valuable professional contacts and stay on top of the latest developments in the financing industry.

  • American Association of Commercial Finance Brokers
  • Equipment Leasing and Finance Association
  • National Equipment Finance Association
  • Water Quality Association
  • Business Technology Association
  • National Association of Convenience Stores
  • Used Truck Association
  • Health, Racquet and Sportsclub Association
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