about balboa capital

About Balboa Capital

With over $5 billion in funding provided, we’ve helped thousands of business owners and equipment vendors grow their companies. We can do the same for yours, too.

We are transforming small business lending.

It’s no secret that getting growth capital can be difficult. Low credit scores, cash flow problems, and a lack of collateral are preventing business owners from getting the loans and financing they need. That is where Balboa Capital comes in. We’re a BBB accredited direct lender that is transforming business lending. We offer a variety of financing options to choose from.

Balboa Capital’s online tools and technology allow for an easier, quicker, and more user-friendly experience. Applications are short and simple, approval decisions are instant, and funds are delivered fast. There is no need to drive to a bank, no paperwork to fill out, and no collateral required. Plus, we look at all credit scores. As a result, we are able to provide welcome relief to business owners who were told “no” by their banks or credit unions.

Headquartered in Costa Mesa, California with satellite offices in San Ramon, California; Scottsdale, Arizona; and Spokane, Washington; we are proud to provide financing solutions to businesses across the United States.

Key facts about Balboa Capital.

Over $5 billion funded

200+ employees

Nationwide service

Direct lender

Leading with our values.

Balboa Capital’s values reflect who we are and what we stand for as a business financing company. We never lose sight of what matters most: our relationship with the small business owners, franchise owners, and equipment vendors who look to us for financing.

Whether you have questions about our financing products or need to inquire about your account, you can always count on receiving customer service that is second to none. Providing you with the right answers and the best solutions is what you expect from a leading financing company, and we wouldn’t have it any other way.

Awards and recognition.

inc 500 business logo in color

Featured twice on the Inc. 500 list

better business bureau logo square

Better Business Bureau (BBB) accredited

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Ernst & Young “Entrepreneur of the Year”

balboa capital on trustpilot

 A highly rated non-bank lender on Trustpilot

Affiliations and memberships.

Equipment Leasing and Finance Association

National Equipment Finance Association

Water Quality Association

Business Technology Association

National Association of Convenience Stores

Used Truck Association

Health, Racquet and Sportsclub Association

Balboa Capital in the news.

Discover the latest news and information about Balboa Capital. We distribute press releases to media outlets to announce important company news, such as franchise brand partnerships, securitizations of lease and loan-backed notes, and new employee hires. In addition, we conduct small business owner surveys each quarter, the results of which are featured in press releases. Visit our press release library to learn more.