Balboa Capital FAQ

Get answers to frequently asked questions about Balboa Capital, a top-rated direct lender that funds small businesses nationwide.

Questions about Balboa Capital? We have answers.

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Balboa Capital is a technology-driven independent financing company that provides small business owners with fast, hassle-free solutions to fund their companies. Balboa Capital has provided funding to tens of thousands of small businesses, many of which were not able to secure loans or financing from other lenders

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Absolutely. Balboa Capital has an A+ rating with the Better Business Bureau (BBB), over 1,000 five-star reviews online, and the second-highest Net Promoter Score (NPS) in the U.S. financial services industry.

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Yes. Balboa Capital is a direct business lender that provides funding to small businesses directly, without relying on brokers or intermediaries. This allows for more flexibility when it comes to approving business loan and equipment financing requests, along with competitive interest rates and faster funding.

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Our customer support team is available by telephone (888) 225-2621 or email during our normal business hours, which are 7 a.m. to 5 p.m. PST. If you contact us after hours, we will respond to you the next workday.

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Balboa Capital is a direct lender that offers small business loans, equipment financing, commercial financing, equipment vendor financing, franchise financing, and business credit lines.

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Balboa Capital makes it easy to get a small business loan. If you have a decent FICO credit score and your small business is at least one year old and generates $300,000 or more in annual revenue, you have a good chance of being approved. There are other requirements that you will need to meet.

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Balboa Capital makes it easy to get financing for new or used equipment. If you have a decent FICO credit score and your small business is at least one year old and generates $100,000 or more in annual revenue, you have a good chance of being approved. There are other requirements that you will need to meet.

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Balboa Capital has more than 1,000 five-star reviews on leading platforms like Google, Trustpilot, and Birdeye. We also have countless video testimonials on our YouTube channel that were sent to us by customers in various industries.

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Balboa Capital offers competitive salaries, generous sales commissions, and some of the best perks you will find. These include a best-in-class technology platform, President’s Club for our top sales people, quarterly Town Hall meetings, employee rewards and recognition, awesome anniversary gifts, and excellent medical, dental and vision benefits. We have multiple office locations, and many of our sales managers work remotely.

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Balboa Capital was named after its first office on Balboa Island in Newport Beach, California.