Balboa Capital FAQ

Get answers to frequently asked questions about Balboa Capital, a top-rated business lender.

Questions about Balboa Capital? We have answers.

What is Balboa Capital?

Balboa Capital is a division of Ameris Bank that provides small business owners with fast, hassle-free solutions to fund their companies. Balboa Capital has provided funding to small businesses, middle-market companies, and franchise businesses throughout the United States.  

Who owns Balboa Capital?

Ameris Bank, a financial institution serving customers across the Southeast and Mid-Atlantic, acquired Balboa Capital in December 2021.

Is Balboa Capital a good company?

Absolutely. Balboa Capital has an A+ rating with the Better Business Bureau (BBB), hundreds of verified five-star reviews online, and the second-highest Net Promoter Score (NPS) in the U.S. financial services industry.

Is Balboa Capital a business lender?

Yes. Balboa Capital is a business lender that provides funding to small businesses directly. This allows for flexibility in approving small business loans and equipment financing requests, along with competitive interest rates and fast funding.

What types of funding does Balboa Capital offer?

Balboa Capital offers small business loans, SBA loans, equipment financing, commercial financing, equipment vendor financing, and franchise financing.

What about Balboa Capital reviews?

Balboa Capital has hundreds of five-star reviews on leading platforms like Google, Trustpilot, and Birdeye. We also have video testimonials from customers in various industries on our YouTube channel. Lastly, we are fully accredited by the Better Business Bureau (BBB).

How do I contact Balboa Capital’s customer service team?

Our customer support team is available by telephone (888) 225-2621 or email during our regular business hours, 7 a.m. to 4 p.m. PST. If you contact us after hours, we will respond to you the next workday.

What is it like to work at Balboa Capital?

Balboa Capital offers competitive salaries, generous sales commissions, and some nice perks. These include a best-in-class sales technology platform, President’s Club for our top salespeople, quarterly Town Hall meetings, employee rewards, and recognition, awesome anniversary gifts, a 401K plan, and excellent medical, dental, and vision benefits.

How did Balboa Capital get its name?

Balboa Capital was named after its first office on Balboa Island in Newport Beach, California.