Franchise Financing Up To $350,000

Simple application. Simple process.

Franchise financing from a top-rated business lender.

If you need funding to finance new furniture, fixtures, and equipment (FF&E), a property improvement program, a brand mandate, or a store remodel, look to Balboa Capital. We are a top-rated business lender that offers franchise financing nationwide. We can structure a flexible, affordable solution based on your specific needs and budget.

Balboa Capital has provided funding to single-unit and multi-unit franchise owners in many franchise industries throughout the United States. You will be glad to know that we have competitive rates and simple repayment terms. In addition, we are known for our quick turnaround times.

  • Application-only up to $350,000 for soft/hard collateral
  • If approved, same-day funding is available
  • Easy online application
  • One-hour approval decisions during regular business hours
  • 24 to 72-month terms available
  • Competitive rates
  • We lend to first-time franchise operators who qualify

Franchise financing in 3 easy steps.

balboa capital devices
  1. Submit a simple online application.

  2. Get a prompt decision during our normal business hours.

  3. If your application is approved, funds will be provided fast.

What we look for.

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Minimum of one year in business

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$100,000+ in annual revenue

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FICO® score of 620 or more

These are some of our minimum lending requirements, and meeting them does not constitute approval.
Should you apply for franchise financing, additional lending criteria will determine if you qualify.

A hassle-free way to get franchise financing.

To get started, submit an application on our website. Then, if your application is approved and you want to move forward, a Balboa Capital account manager will contact you to discuss your options and explain the next steps.

You will work with the same person from start to finish, allowing a more personalized and efficient experience.

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Payments are designed to work with your budget.

Affordability is one of the most significant benefits that franchise financing offers. The initial capital outlay is minimal, and your payments are designed to work with your budget and not leave you strapped for cash. In addition, predictable payments can help alleviate the worry and stress resulting from slow sales periods.

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Funding for just about everything your franchise needs.

Pay Suppliers

Furniture, fixtures & equipment

Business expansion

Property improvement programs

Employee payroll

Mandatory brand updates

Marketing efforts

Remodeling and re-imaging

Business expansion

New location acquisition

Business taxes

Franchise refinancing

A preferred or recommended lender for many concepts.

Balboa Capital is proud to be a preferred or recommended lender for many franchise brands. We were selected based on our competitive rates, processing speed, and experience in the franchise industry.

Plus, we offer outstanding customer service. You will work with a friendly, helpful account manager who will answer your questions and help you pick the best program for your unique needs.

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Answers to frequently asked questions about franchise financing.

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Reasons to choose Balboa Capital.

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Bank-owned business lender

Over $8 billion funded nationwide

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Simple, quick process