Small Business Loans of up to $250,000
Simple application. All credit scores considered.
Small business loans that put your convenience first.
Do you need a loan for your company? Balboa Capital offers small business loans, and we make the entire process a snap. You can apply for a small business loan from your computer or mobile device. We keep our application simple and straightforward so you can complete it quickly.
We will review your loan application promptly and provide you with a decision right away during our normal business hours. If your application is approved and you decide to move forward, one of our helpful business funding specialists will contact you to discuss your options and answer any questions you have. You can then get back to doing business as usual and go about your day, because your cash will soon be on its way.
- Loans from $5,000 to $250,000
- Same-day funding
- Easy online application
- All credit considered
- One-hour approval decisions
- Simple repayment terms
- Competitive rates
- No hidden fees
Get a small business loan in 3 easy steps.
Apply online
Qualify in one hour
Get funded as soon as today
Simple qualification requirements.
One year in business
$300,000 in annual revenue
Decent FICO credit score
Fast small business loans, made easy.
Balboa Capital understands that business owners often need quick funding for things like inventory, payroll, supplies, emergencies, or a time-sensitive business opportunity. If you are in a cash crunch and cannot afford to wait, we might be able to help. We are known for our ability to provide fast business loans.
Our minimum requirements are one year in business, $300,000 or more in annual revenue, and a decent credit score. We will also look at other factors when evaluating your loan application.
Payments that work with your budget.
Not only does Balboa Capital have competitive rates. We also have payment options that are designed to work with your budget. You can repay your Balboa Capital business loan daily or weekly through an automated clearing house (ACH) transfer from your company’s bank account.
This is a popular option because it saves money and is completely automated. You can make frequent, smaller payments instead of large monthly payments. You can also prepay your loan anytime without a penalty.
Use your loan for these and many other business needs.
Pay suppliers
Business expansion
Employee payroll
Marketing efforts
Inventory
Business taxes
The business loan with no restrictions.
One of the best advantages of our loans is flexibility. You can use your funds for just about any business need or expense you have. After all, it is your loan, and we think you should be able to use it however you want. That said, it is a good idea to only take out a loan for things that are important for your business.
Also, it is worth noting that paying back your loan on time might give your credit score a nice boost. A higher credit rating can lead to bigger borrowing power and lower interest rates in the future.
Types of business loans.
Partial list of loan options that Balboa Capital offers.
Reasons to choose Balboa Capital.
Lender with an A+ BBB rating
Over $7 billion funded nationwide
Same-day business funding
Helpful resources for small business owners.
How to get a business loan in 5 easy steps
Learn what is needed to get a loan request approved.
5 low-cost business marketing ideas
You do not need to spend a small fortune on marketing.
Small business loans FAQ
Questions about small business loans? We have answers.
