small business owners reading about balboa capital online

Balboa Capital has fast, easy business financing solutions.

90-second application, no paperwork, and quick funding.

Let’s Do This!

Six options to help grow your business.

Small Business Loans

Fast cash without collateral. All credit considered.


Equipment Leasing

Same-day funding of up to $250,000.


Commercial Financing

Middle-market programs of up to $100 million.


Vendor Financing

Proven program to help increase sales and profits.


Franchise Financing

Financing for FF&E, PIPs, and re-imaging.


Business Cash Advance

Flexible option to manage working capital needs.


Get growth capital in 3 easy steps.

Apply online

You can apply online for any of our financing solutions in just minutes. No need to leave your office or look for financial statements.

Get approved

Our streamlined process allows us to provide you with a decision right away. You won’t wait long to find out how much you might qualify for.

Receive funds

Once approved, you’ll get your funds quickly. We have one of the fastest funding processes in the industry for each financing product we offer.

nationwide small business lender

Balboa Capital is trusted by thousands.

Small business owners, equipment vendors, franchise owners, and middle market executives nationwide look to Balboa Capital for their financing needs. Our commitment to fast, dependable funding and great service has helped us achieve full accreditation with the Better Business Bureau (BBB). We also have a number of customer testimonials in video format that give you insight into what it’s like to work with us.

Over $5 billion funded.

Balboa Capital is one of the largest and most respected direct lenders in the United States. Since opening our doors, we have provided more than $5 billion in funding to businesses in hundreds of different industries. Our portfolio of products includes small business loans, equipment leasing, and franchise financing, among others.

female small business worker at a deli
woman hiking with her dog in the mountains

Monthly Business Tip – September 2018

5 Places to Find Small Business Inspiration.

It only takes one great idea to take your small business to the next level. However, coming up with a groundbreaking idea isn’t as easy as it sounds. Balboa Capital compiled a list of five places where you can find inspiration for your small business. Learn what they are now!

Featured press coverage.

balboa capital in cnn money
balboa capital in bloomberg business
balboa capital in yahoo finance
balboa capital in american express open
balboa capital in entrepreneur magazine
balboa capital in business dot com