Getting small business funding can be difficult. A low credit score, cash flow problems, or lack of collateral can prevent you from getting the growth capital you need to need to take your company to the next level. That is where Balboa Capital comes in. We are a technology-driven direct lender that is transforming small business lending. We have a variety of business funding options to choose from, and applying is a snap. You can submit a quick application from your computer or mobile device in a matter of minutes. There is no need to drive to the bank, no piles of paperwork to fill out, and no collateral required. Automated decision technology will review and process your application promptly, which accelerates the process and saves you time. It’s small business funding made simple, and it’s available right here, right now.
We successfully completed a $201 million securitization in November, 2020. This significantly increases our lending capacity, and allows us to continue supporting small business owners like you who need growth capital to purchase equipment, technology, and vehicles, and to cover the cost of expansion initiatives, inventory, and day-to-day operating expenses.
You can apply for funding in just minutes. There is no need to leave your office or gather up financial statements.
Our streamlined process speeds up the decision process. You won’t wait long to see much you might qualify for.
Once approved, you will get your funds quickly. We have some of the fastest turnaround times in the industry.
Small business owners, equipment vendors, franchise owners, and middle market executives nationwide look to Balboa Capital for their equipment financing and small business loans.
Our commitment to fast, dependable funding and great service has helped us achieve an A+ rating with the Better Business Bureau (BBB). We also have a number of customer testimonials in video format that give you insight into what it’s like to work with us.
Paying your bills on time and keeping your company’s information current with the leading credit bureaus are two obvious ways to improve your business credit score. Additionally, did you know that you can also boost your credit score by borrowing money and paying it back based on the loan’s terms? Read on to learn how short-term loans can build credit.