Software Vendor Financing

Increase your sales and profits by providing customers with fast, flexible financing solutions.

Software vendor financing can reduce the path to purchase.

Small businesses must keep up with ever-evolving technologies or risk falling behind. Investing in software is an excellent way to streamline operations, increase worker productivity, and stay competitive. As a software vendor, dealer, or distributor, you know this. You also understand that some businesses face financial hurdles when purchasing software subscriptions and licenses or would prefer to finance them for budgeting reasons. In either case, Balboa Capital, a division of Ameris Bank, is ready to help. We are a top-rated lender that offers software vendor financing nationwide.

By offering your customers flexible financing options, you and your sales team members can reduce the path to purchase and close more deals. Your customers will not have to seek funding or financing elsewhere, which might result in you losing sales. Simply put, making financing available to customers adds value to your software vendor business and improves the customer experience.

  • Application-only for hard collateral up to $500,000
  • Application-only for soft collateral up to $350,000
  • If approved, same-day funding is available
  • Easy online application
  • One-hour approval decisions during regular business hours
  • Flexible terms available
  • Competitive rates
  • Portal360™ – online sales management system

Become a vendor partner in 3 easy steps.

balboa capital devices
  1. Submit a simple online application.

  2. Get a prompt decision during our normal business hours.

  3. Once your application is approved, we can start funding your customers’ approved deals.

What we look for in a vendor partner.

Qualifications Icon

Minimum of two years in business

Qualifications Icon

$300,000+ in monthly volume

Qualifications Icon

Equipment is on our approved list

These are some of our minimum requirements. Should you apply to become a Balboa Capital vendor partner, additional criteria will determine if you qualify.

Simple application, fast funding, and dedicated service.

Here at Balboa Capital, we know business owners – your prospective customers – are busy with many responsibilities and therefore want a financing process that is quick, easy, and hassle-free. And that is what we offer. When you become a Balboa Capital vendor partner, your customers can complete a simple online application right in your showroom when they are ready to finance the software platforms you sell. Our in-house marketing team can create a private-label equipment application you can use in person and post directly on your website. You can also email the application link to customers.

You will work with one of our vendor account managers on each of your customers’ software financing deals. This single point of contact will get to know your vendor business and always be available to assist you and answer your questions. Finally, you and your customers will benefit from our ability to provide fast funding. Once your customers’ software is accepted and activated, you can expect to receive a payment within 24 hours.

female technology worker on a computer call

Reasons to choose Balboa Capital.

Qualifications 2

Bank-owned business lender

Over $8 billion funded nationwide

Qualifications Icon

Simple, quick process