Restaurant Franchise Financing

Simple application. Simple process.

Restaurant franchise financing is on our menu of funding products.

Sometimes, people want to treat themselves to a meal instead of cooking at home. Dining out is convenient, fun, and enjoyable, giving people more food choices. Quick-service restaurants, also called fast-casual and full-service restaurants, are very popular. If you own a restaurant franchise, this is all excellent news. However, regardless of how busy your establishment is, there might be times when cash flow is a challenge. Restaurant franchise financing from Balboa Capital is the solution.

Funding from Balboa Capital can also come in handy if you need to finance new furniture and fixtures, a property improvement program, a restaurant franchise brand mandate, or a restaurant remodel. Balboa Capital is a top-rated small business lender that offers competitive rates, flexible repayment terms, and five-star customer service.

  • Application-only up to $350,000 for soft/hard collateral
  • If approved, same-day funding is available
  • Easy online application
  • One-hour approval decisions during regular business hours
  • 24 to 72-month terms available
  • Competitive rates
  • We lend to first-time franchise operators who qualify

Franchise financing in 3 easy steps.

balboa capital devices
  1. Submit a simple online application.

  2. Get a prompt decision during our normal business hours.

  3. If your application is approved, funds will be provided fast.

What we look for.

Qualifications Icon

Minimum of one year in business

Qualifications Icon

$100,000+ in annual revenue

Qualifications Icon

FICO® score of 620 or more

These are some of our minimum lending requirements, and meeting them does not constitute approval.
Should you apply for franchise financing, additional lending criteria will determine if you qualify.

Fast turnaround times and exceptional customer service.

Balboa Capital has provided funding to single-unit and multi-unit restaurant franchisees nationwide. We are a top-rated business lender that is well-known in the franchise industry. We are the preferred or recommended lender for some of the largest restaurant franchise brands in the US, perhaps even yours. This results from our fast turnaround times and exceptional customer service, evidenced by our hundreds of five-star online reviews.

Upon receiving your franchise financing application, we will review it immediately during regular business hours. If you qualify for funding, a Balboa Capital franchise financing specialist will contact you to discuss the next steps. Get started today!

restaurant franchise financing, finance a restaurant franchise

Reasons to choose Balboa Capital.

Qualifications 2

Bank-owned business lender

Over $8 billion funded nationwide

Qualifications Icon

Simple, quick process