Off-Highway Truck Financing
Simple application. Simple process.
Off-highway truck financing for businesses nationwide.
Off-highway trucks are special-purpose vehicles that haul dirt, rocks, and other materials in off-road environments with rough terrains, such as construction sites and quarries. These trucks are larger than on-road trucks and have features such as heavy-duty suspension systems, all-wheel drive capabilities, and reinforced frames. And as you know, these big trucks have big price tags. However, Balboa Capital, a division of Ameris Bank, offers an alternative to a large one-time purchase: off-highway truck financing. This option is worth considering if you need to acquire a new or used off-highway truck for your business and want to preserve your cash flow.
Balboa Capital makes the entire process simple and hassle-free. You can apply for funding on our website, and our application only requires basic information about you and your business. If your application is approved and you decide to move forward, we will provide you with fast funding to finance an off-highway truck.
- Application-only for hard collateral up to $500,000
- Application-only for soft collateral up to $350,000
- If approved, same-day funding is available
- Easy online application
- One-hour approval decisions during regular business hours
- Flexible terms available
- Competitive rates
Equipment financing in 3 easy steps.
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Submit a simple online application.
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Get a prompt decision during our normal business hours.
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If your application is approved, funds will be provided fast.
What we look for.
Minimum of one year in business
$100,000+ in annual revenue
FICO® score of 620 or more
These are some of our minimum lending requirements, and meeting them does not constitute approval.
Should you apply for equipment financing, additional lending criteria will determine if you qualify.
Industry knowledge, competitive rates, and more.
When you choose Balboa Capital for your business’s financing needs, you get a top-rated lender that knows your industry. Our team includes account managers with extensive knowledge in the trucking and construction industries. You will work with a single point of contact who will manage your account and make sure we have all of the required documents. This individual will also be available should you have questions about your account.
In addition to industry expertise and attentive customer service, Balboa Capital offers competitive rates and predictable payments. Use our online equipment financing calculator to see estimated payment amounts for several repayment term options. Finally, the off-highway truck you finance may be eligible for the Section 179 tax deduction, so contact your accountant or tax professional to confirm. We look forward to working with you.
Reasons to choose Balboa Capital.
Bank-owned business lender
Over $8 billion funded nationwide
Simple, quick process
Helpful links for small business owners.
Guide to heavy equipment auctions
Learn how auctions work, how to bid, and more.
Section 179 vehicles
Overview of vehicles eligible for a tax deduction.
What is bonus depreciation?
Learn more about this tax incentive for businesses.
