auto shop owner who needs a minority business loan

Minority business loans from Balboa Capital.

Minority business loans… simplified.

The United States is truly the land of opportunity for minority entrepreneurs like you. Unfortunately, it can be oftentimes be difficult to get the capital you need to grow your business. That’s not the case when you choose Balboa Capital. We are a top-rated lender that offers minority business loans. We are here to support you with a quick and easy way to get a loan, just like we’ve done for a large number of Hispanic, African-American, and Asian-American owned businesses across the United States.

Minority business loans from Balboa Capital are an excellent option if you need cash right away, or have been rejected by the bank because you don’t meet their credit requirements. Start by using our free business loan calculator to see what your monthly payment might end up being. Then, submit our simple business loan application right from your computer, laptop, or mobile device. You won’t need to waste your valuable time filling out piles of paperwork. Plus, our minority business loans are far less restrictive than bank loans. They don’t require collateral or a near-perfect credit score.

✔ Get up to $250,000
✔ 3 to 24 month terms
✔ Simple online application
✔ No collateral needed
✔ All credit considered
✔ Cash provided in just days
✔ No middleman markups
hispanic owned restaurant

Committed to your success.

Minority-owned businesses are making a significant contribution to our nation’s economy. They employ millions of workers and generate hundreds of billions of dollars in gross receipts annually. Simply put, when minority-owned companies like your succeed, so too does our nation’s economy. That’s why Balboa Capital is committed to helping you get a flexible and affordable loan solution.

So simple. So time-saving.

Apply online

Got 90 seconds? That’s about how long it takes to submit your minority business loan application.

Get approved

Our leading-edge system will review your information, and you will then get a quick loan decision.

Receive funds

If you receive approval for a minority business loan, we will provide you with funding in just days.

How to get a minority business loan.

If you want to get a minority business loan, we believe the process should be easy and stress-free, from start to finish. This frees you up so you can focus on running your company. Because we look at all credit scores, we are able to help a large number of minority entrepreneurs get their loans approved. Getting a loan is relatively easy if your business has been operating for a full year and is generating $300,000 or more in annual revenue.

female african american clothing boutique owner
small business loans infographic large

Infographic from Balboa Capital: Business loan comparison.

When you need a loan for your minority-owned business, choosing between a bank loan and an alternative loan might prove to be difficult. But it doesn’t have to be. We wrote and designed this helpful infographic that explains the differences between these two loan options. Check it out now.

Find out how much your minority-owned business can qualify for.

Apply Now