Mini Excavator Financing

Simple application. Simple process.

Mini excavator financing with predictable monthly payments.

You’ve come to the right place if you are in the market for a new or used mini excavator and need funding to finance it. Balboa Capital, a division of Ameris Bank, is a top-rated business lender that offers mini excavator financing with competitive rates and fast funding. With this option, you won’t have to make a substantial upfront cash outlay. Instead, we provide the funding to finance the mini excavator, and you make predictable monthly payments over a set period. Your cash position remains free and available for other business requirements, such as overhead and marketing.

Next, we make the process simple, from start to finish. Our online equipment financing application takes just a few minutes to complete and only asks for basic personal and business information. If you apply online during our regular business hours, you will receive a prompt credit decision. Upon approval of your application, we will provide you with the necessary funding to finance a mini-excavator.

  • Application-only for hard collateral up to $500,000
  • Application-only for soft collateral up to $350,000
  • If approved, same-day funding is available
  • Easy online application
  • One-hour approval decisions during regular business hours
  • Flexible terms available
  • Competitive rates

Equipment financing in 3 easy steps.

balboa capital devices
  1. Submit a simple online application.

  2. Get a prompt decision during our normal business hours.

  3. If your application is approved, funds will be provided fast.

What we look for.

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Minimum of one year in business

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$100,000+ in annual revenue

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FICO® score of 620 or more

These are some of our minimum lending requirements, and meeting them does not constitute approval.
Should you apply for equipment financing, additional lending criteria will determine if you qualify.

Cash preservation and a potential tax deduction.

Investing in a mini excavator, also called a compact excavator, can be a smart decision for your business if you need to tackle small-scale projects in areas with limited space or obstacles. Compact excavators are used to dig trenches, remove stumps, move soil, remove snow, and more. They can be easily transported to a job site on a truck or trailer. With an equipment financing plan from Balboa Capital, you can get the most out of your mini excavator investment. You can use the equipment at job sites to help grow your business, all while preserving your cash.

In addition, the compact excavator you are financing might be eligible for the Section 179 tax deduction. This allows businesses to deduct the cost of qualifying depreciable assets such as vehicles and equipment. Discuss this with your accountant or tax professional to confirm. Balboa Capital welcomes the opportunity to serve you, so get started today.

Reasons to choose Balboa Capital.

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Bank-owned business lender

Over $8 billion funded nationwide

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Simple, quick process