Ice Cream Shop Business Loans

Simple application. Simple process.

Scoop up some much-needed cash for your ice cream shop

Americans enjoy heading to their local ice cream shop when the weather warms up. Once they arrive, children and adults stare through the chilled glass display cases at a seemingly endless row of frozen flavorful delights available in many different flavors. If you own and operate an independent ice cream shop, having a long line of customers daily during peak seasons means increased revenues. But only if you are prepared. You need to stock up on ingredients and inventory so your customers can indulge in the frozen treats that your shop sells. An ice cream shop business loan from Balboa Capital can help you do this.

Balboa Capital loans have competitive rates and predictable payments. Our online application takes just a few minutes to complete. If your loan request is approved and you decide to move forward, you can quickly scoop up some much-needed cash. A loan from Balboa Capital can also come in handy during the Fall and Winter months, when visits to ice cream shops typically decrease, resulting in fewer sales and less profit.

  • Loans from $20,000 to $250,000
  • If approved, same-day funding is available
  • Easy online application
  • One-hour approval decisions during regular business hours
  • Flexible terms available
  • Competitive rates

Business loans in 3 easy steps.

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  1. Submit a simple online application.

  2. Get a prompt decision during our normal business hours.

  3. If your application is approved, funds will be provided fast.

What we look for.

Qualifications 2

Minimum of one year in business

$300,000+ in annual revenue

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FICO® score of 620 or more

These are some of our minimum lending requirements, and meeting them does not constitute a business loan approval.
Should you apply for a small business loan, additional lending criteria will determine if you qualify.

Loans for daily business expenses? How sweet is that!

We don’t need to tell you that running an ice cream shop can be expensive and that proper budgeting can help you avoid financial pitfalls. However, you must pay ongoing expenses for your ice cream shop year-round. These include rent, employee payroll, insurance, advertising, and energy bills. In addition, you will need to pay your small business taxes on time.

You can use your Balboa Capital loan for these and other daily business expenses. Balboa Capital has money to lend, so submit your small business loan application now.

ice cream shop business loans, loan for ice cream shop

Reasons to choose Balboa Capital.

Qualifications 2

Bank-owned business lender

Over $8 billion funded nationwide

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Simple, quick process