Hardware Store Business Loans

Simple application. Simple process.

Introducing do-it-yourself hardware business loans.

Local hardware stores like yours play an essential role in the community. They serve the needs of homeowners and professional contractors who need top-quality products and materials for many jobs. In addition, your hardware store helps shape your local community’s character and personality, something that a large chain store cannot do.

Sales revenues help keep your hardware store moving forward, but there might be times when you need to cover a temporary cash-flow gap. That is when Balboa Capital can help. We are a business lender that offers hardware business loans with predictable payments. You can use your loan to stock up on inventory, pay bills, launch an advertising campaign, pay your employees, and more.

  • Loans from $20,000 to $250,000
  • If approved, same-day funding is available
  • Easy online application
  • One-hour approval decisions during regular business hours
  • Flexible terms available
  • Competitive rates

Business loans in 3 easy steps.

balboa capital devices
  1. Submit a simple online application.

  2. Get a prompt decision during our normal business hours.

  3. If your application is approved, funds will be provided fast.

What we look for.

Qualifications 2

Minimum of one year in business

$300,000+ in annual revenue

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FICO® score of 620 or more

These are some of our minimum lending requirements, and meeting them does not constitute a business loan approval.
Should you apply for a small business loan, additional lending criteria will determine if you qualify.

Loans to keep your hardware store moving forward.

Local hardware stores like yours play an essential role in the community. They serve the needs of homeowners and professional contractors who need top-quality products and materials for many jobs. In addition, your hardware store helps shape your local community’s character and personality, something that a large chain store cannot do.

Balboa Capital knows how busy you are running your hardware store, and the last thing you want is a long and complicated loan process. Well, we make it so easy you will think of it as a do-it-yourself hardware business loan. You can apply for a small business loan quickly right on our website. If your loan application is approved and you decide to move forward, one of our helpful business funding specialists will contact you to discuss your options and answer any questions. Get started now!

hardware store business loans

Reasons to choose Balboa Capital.

Qualifications 2

Bank-owned business lender

Over $8 billion funded nationwide

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Simple, quick process