Grocery Store Equipment Financing

Simple application. Simple process.

Stock up on savings with grocery store equipment financing.

If you own an independent grocery store, you know how difficult it can be to compete against the chain supermarkets and the big box retailers that sell food products. However, your store can gain an advantage by equipping it with nice fixtures, shelves, display cases, lights, and signage, among others. These things are an extension of your brand; they can create customers for life. If you lack the funds needed to make a sizeable one-time cash purchase, Balboa Capital has an option to consider.

We offer grocery store equipment financing. A significant down payment isn’t needed, and the monthly payments are predictable and designed to work with your budget. Balboa Capital has provided funding to independent grocery stores throughout the United States to finance equipment, so we understand your business.

  • Application-only for hard collateral up to $500,000
  • Application-only for soft collateral up to $350,000
  • If approved, same-day funding is available
  • Easy online application
  • One-hour approval decisions during regular business hours
  • Flexible terms available
  • Competitive rates

Equipment financing in 3 easy steps.

balboa capital devices
  1. Submit a simple online application.

  2. Get a prompt decision during our normal business hours.

  3. If your application is approved, funds will be provided fast.

What we look for.

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Minimum of one year in business

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$100,000+ in annual revenue

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FICO score of 620 or more

These are some of our minimum lending requirements, and meeting them does not constitute approval.
Should you apply for equipment financing, additional lending criteria will determine if you qualify.

Financing for checkout counters, deli equipment, and more.

Grocery store sales in the United States exceed $700 billion each year, and industry growth is expected to remain at 3 percent over the next five years. The industry typically sees higher revenues when there are dips in the economy. That is because consumers become more budget-conscious and cut back on dining out. When the economy is stable or on an upward trend, sales at most grocery stores will increase. When times are good, consumers also spend more money on premium-brand foods, which helps increase store revenues.

Regardless of how the economy performs, you need to ensure that your grocery store always provides your customers with a rewarding shopping experience. If your store has old or outdated fixtures or poorly functioning equipment, it is time for an upgrade. To see how much funding you may qualify for, submit an equipment financing application.

  • Cash registers
  • Checkout counters
  • Coolers/freezers
  • Deli equipment
  • Display lighting
  • Merchandise racks
  • POS systems
  • Produce stands
  • Retail shelving
  • Security systems
grocery store equipment financing

Reasons to choose Balboa Capital.

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Lender with an A+ BBB rating

Over $7 billion funded nationwide

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Simple, quick process