Grocery Store Equipment Financing

Simple application. Simple process.

Stock up on savings with grocery store equipment financing.

If you own an independent grocery store, you know how difficult it can be to compete against the chain supermarkets and the big box retailers that sell food products. However, your store can gain an advantage by equipping it with nice fixtures, shelves, display cases, lights, and signage. These things are an extension of your brand; they can create customers for life. Balboa Capital has an option to consider if you lack the funds needed to make a sizeable one-time cash purchase: grocery store equipment financing.

A significant down payment isn’t needed, and the monthly payments are predictable and designed to work with your budget. In addition, Balboa Capital has provided funding to independent grocery stores throughout the United States to finance equipment, so we understand your business.

  • Application-only for hard collateral up to $500,000
  • Application-only for soft collateral up to $350,000
  • If approved, same-day funding is available
  • Easy online application
  • One-hour approval decisions during regular business hours
  • Flexible terms available
  • Competitive rates

Equipment financing in 3 easy steps.

balboa capital devices
  1. Submit a simple online application.

  2. Get a prompt decision during our normal business hours.

  3. If your application is approved, funds will be provided fast.

What we look for.

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Minimum of one year in business

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$100,000+ in annual revenue

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FICO® score of 620 or more

These are some of our minimum lending requirements, and meeting them does not constitute approval.
Should you apply for equipment financing, additional lending criteria will determine if you qualify.

Financing for checkout counters, deli equipment, and more.

The grocery store industry typically sees higher revenues when there are dips in the economy. That is because consumers become more budget-conscious and cut back on dining out. When the economy is stable or on an upward trend, sales at most grocery stores will increase. In addition, consumers spend more money on premium-brand foods when times are good, which helps increase store revenues.

Regardless of how the economy performs, you must ensure that your grocery store always provides your customers with a rewarding shopping experience. If your store has old or outdated fixtures or poorly functioning equipment, it is time to upgrade. To see how much funding you may qualify for, submit an equipment financing application.

grocery store equipment financing

Reasons to choose Balboa Capital.

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Bank-owned business lender

Over $8 billion funded nationwide

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Simple, quick process