Farm Cultivator Financing

Simple application. Simple process.

You can find more green each season with farm cultivator financing.

When the season changes, it is time to prepare the soil for the next crop batch. That is when a farm cultivator is put to work. Cultivators allow you to break up and aerate the ground, and control weeds, in a relatively quick manner. If you are in the market for a new or used cultivator and are short on cash, look to Balboa Capital. We are a top-rated small business lender that offers farm cultivator financing. This is a popular choice among farm owners nationwide because it is affordable and flexible. No big down payment is needed, and the monthly payments are predictable and designed to work with your budget.

Balboa Capital understands that time is money for farm owners. That is why we make the entire financing process a snap. First, you can apply for equipment financing in just a few minutes. Then, if your application is approved and you decide to move forward, one of our helpful equipment financing specialists will contact you to discuss your options and answer any questions you have.

  • Application-only for hard collateral up to $500,000
  • Application-only for soft collateral up to $350,000
  • If approved, same-day funding is available
  • Easy online application
  • One-hour approval decisions during regular business hours
  • Flexible terms available
  • Competitive rates

Equipment financing in 3 easy steps.

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  1. Submit a simple online application.

  2. Get a prompt decision during our normal business hours.

  3. If your application is approved, funds will be provided fast.

What we look for.

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Minimum of one year in business

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$100,000+ in annual revenue

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FICO® score of 620 or more

These are some of our minimum lending requirements, and meeting them does not constitute approval.
Should you apply for equipment financing, additional lending criteria will determine if you qualify.

Financing for all types of farm cultivators.

No matter how many acres of farmland you own, you will need a cultivator before and after planting crops. As you know, cultivators reduce labor work, accelerate efficiency, and boost agricultural production. Once you have determined the type of cultivator you are interested in, such as a field cultivator or a row crop cultivator, shop around for the make and model with the best price. Then, get started with Balboa Capital.

Lastly, contact your accountant or business attorney and ask about the Section 179 tax deduction. Many types of farming equipment and vehicles are eligible for this tax deduction, and your accountant or business attorney can explain it in more detail. They can also let you know if the farm cultivator you want to finance qualifies for the Section 179 deduction.

farm cultivator financing

Reasons to choose Balboa Capital.

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Lender with an A+ BBB® rating

Over $7 billion funded nationwide

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Simple, quick process