Bakery Business Loans

Simple application. Simple process.

Bakery business loans can make your dreams of success crumb true.

If your bakery needs a quick influx of capital to cover the cost of your daily business expenses, Balboa Capital can help. We are a top-rated business lender that offers bakery business loans nationwide. A business loan is just what you need to keep your bakery running smoothly and operating to its fullest potential. You will be glad to know that our loans have predictable payments.

A loan from Balboa Capital provides extra dough to maintain your operations. For example, you can use it to cover the cost of payroll, rent, insurance, inventory, and marketing, to name just a few. You can also use your loan to expand your bakery or open a new location to increase your market share. We make the entire process easy to save you time.

  • Loans from $20,000 to $250,000
  • If approved, same-day funding is available
  • Easy online application
  • One-hour approval decisions during regular business hours
  • Flexible terms available
  • Competitive rates

Business loans in 3 easy steps.

balboa capital devices
  1. Submit a simple online application.

  2. Get a prompt decision during our normal business hours.

  3. If your application is approved, funds will be provided fast.

What we look for.

Qualifications 2

Minimum of one year in business

$300,000+ in annual revenue

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FICO® score of 620 or more

These are some of our minimum lending requirements, and meeting them does not constitute a business loan approval.
Should you apply for a small business loan, additional lending criteria will determine if you qualify.

A fast, hassle-free process from start to finish.

As you know, bakeries like yours are busy throughout the year, as people of all ages love getting freshly baked goods. Business picks up during spring and summer, prime seasons for weddings and graduation parties. And let us not forget the holiday season.

No matter what time of year it is, you are presented with a wealth of opportunities for your bakery to break new profit margins as long as you have enough capital. Get a bakery business loan from Balboa Capital and make your dreams of a successful bakery crumb true. To get started, submit a business loan application. We look forward to working with you.

lots of delicious bread, bakery business loans

Reasons to choose Balboa Capital.

Qualifications 2

Lender with an A+ BBB® rating

Over $7 billion funded nationwide

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Simple, quick process