Bad Credit Business Loans FAQ

This type of loan is designed to help business owners who are dealing with credit challenges.

You may qualify for a loan if you meet Balboa Capital’s borrowing requirements. We will look at your credit score, cash flow, annual revenue, time in business, and other criteria. 

Yes. Balboa Capital takes on more financial risk with bad credit loans due to their harder qualification requirements, which translates into higher interest rates. That said, getting a loan with a higher interest rate might be your best option if you need funding immediately. It is worth noting that other factors affect business loan rates, too, such as time in business, cash flow, and annual revenue.

Balboa Capital makes it easy to apply for a small business loan. Once we receive your loan application, it will be reviewed immediately during regular business hours. One of our business loan experts will contact you to discuss your options.

Balboa Capital offers business loans for bad credit from $5,000 to $250,000. 

Bad credit business loans from Balboa Capital are available with set repayment schedules ranging from 3 to 18 months. You can repay your loan daily or weekly through an automated clearing house transfer from your business bank account. Please let us know if you have any questions about our repayment options. We are always ready to help.

You can use your poor credit business loan for many business-related needs. These include payroll, taxes, marketing, inventory, and expansion efforts. 

Once your loan application is approved and our checklist is complete, the funding process will begin. Balboa Capital can provide you with your loan fast; certain loan amounts can be funded on the same day during our regular business hours.

Balboa Capital is a top-rated business lender that has provided loans to many thousands of small businesses. If you need more convincing, read some of our customer reviews online. We have hundreds of five-star reviews online.