Bad Credit Business Loans of up to $250,000

No collateral needed. All credit considered.
Leading direct lender with an A+ BBB rating.

Bad credit business loans with easy qualification requirements.

Do not let a poor credit score prevent you from getting the cash that your company needs. Bad credit business loans from Balboa Capital are helping entrepreneurs like you finally hear “yes” instead of “no.” It is a loan designed for business owners with credit profiles and Paydex scores that might be viewed as too risky by banks.

While your credit score will play a role in the approval process, we focus on how long you have been in business, and how much annual revenue you are generating. This means you have a much better chance of being approved. Plus, you will be glad to know that our bad credit business loans do not require you to pledge any collateral. If you have been rejected by your bank, do not be upset or feel insulted. Balboa Capital is here to help. Use our business loan calculator to see how much your monthly loan payments might be.

  • Loans from $5,000 to $250,000
  • 3 to 18 month terms
  • Simple online application
  • No collateral needed
  • All credit considered
  • No hidden fees
  • No upfront costs
  • Easier than a bank loan
  • A+ BBB rating

Get a bad credit business loan in 3 easy steps.

balboa capital devices
  1. Apply online

  2. Qualify in one hour

  3. Get funded quickly

Simple qualification requirements.

Qualifications 2

One year in business

$300,000 in annual revenue

Qualifications Icon

Decent FICO credit score

No near-perfect credit score? No problem.

At Balboa Capital, we understand that credit-related issues affect a number of small businesses like yours. We also know that access to capital is just about the only way your business can succeed. There are huge risks associated with not being able to borrow money. Your business might become a cash-starved operation with slow growth, decreased profits, and missed opportunities.

Even worse, it might end up closing its doors for good. Before any of these things happen, find out what business owners across the United States have learned: Obtaining a loan without having near-perfect credit is easy with Balboa Capital. We encourage you to try to get a bad credit business loan, even if you have been unsuccessful in your past attempts. We keep our loan application and our borrowing requirements easy and straightforward.

bad credit business loans