Fast, Easy Bad Credit Business Loans

Simple application. All credit scores considered.

Bad credit business loans with easy qualification requirements.

Do not let a poor credit score prevent you from getting the cash that your small business needs. Bad credit business loans from Balboa Capital are helping entrepreneurs like you finally hear a “yes” instead of a “no.” While your credit score will play a role in the approval process, we focus on how long you have been in business, and how much annual revenue you are generating. This means you have a better chance of being approved.

If your loan application is approved and you decide to move forward, one of our helpful business funding specialists will contact you to discuss your options and answer any questions you have. Balboa Capital offers competitive rates, flexible payback terms and five-star customer service.

  • Loans from $5,000 to $250,000
  • Same-day funding
  • Easy online application
  • All credit considered
  • One-hour approval decisions
  • Simple repayment terms
  • Competitive rates
  • No hidden fees

Get a bad credit business loan in 3 easy steps.

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  1. Apply online

  2. Qualify in one hour

  3. Get funded as soon as today

Simple qualification requirements.

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One year in business

$300,000 in annual revenue

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Decent FICO credit score

No near-perfect credit score? No problem.

At Balboa Capital, we understand that credit-related issues affect many small businesses like yours. We also know that access to capital is often needed to help businesses succeed. There are huge risks associated with not being able to borrow money. Your business might become a cash-starved operation with slow growth, decreased profits and missed opportunities. Even worse, it might end up closing its doors for good.

Before any of these things happen, find out what small business owners across the United States have learned: obtaining a loan without having near-perfect credit is possible with Balboa Capital. To see how much funding you may qualify for, submit a business loan application.

bad credit business loans

Bad credit loans with no restrictions.

Here at Balboa Capital, we do not put any restrictions on how you can use your bad credit business loan. So, if you want the freedom that comes with a bad credit business loan that can be used to pay your workers, launch a new website, expand your small business, purchase inventory, pay taxes or any other business-related need, a loan from Balboa Capital is an excellent choice.

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Helpful information about small business credit.

Tips and strategies for establishing, building and maintaining business credit.

Reasons to choose Balboa Capital.

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Lender with an A+ BBB rating

Over $7 billion funded nationwide

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Same-day business funding