Bad Credit Business Loans Up To $250,000

Simple application. Simple process.

Bad credit business loans made easy.

Do not let a poor credit score prevent you from getting the cash that your small business needs. Bad credit business loans from Balboa Capital are helping entrepreneurs like you finally hear a “yes” instead of a “no.” While your credit score will play a role in the approval process, we also look at how long you have been in business and how much annual revenue you generate, among other factors.

If your loan application is approved and you decide to move forward, one of our helpful business funding specialists will contact you to discuss your options and answer any questions. Balboa Capital offers competitive rates and flexible payback terms.

  • Loans from $5,000 to $250,000
  • If approved, same-day funding is available
  • Easy online application
  • One-hour approval decisions during regular business hours
  • Flexible terms available
  • Competitive rates

Business loans in 3 easy steps.

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  1. Submit a simple online application.

  2. Get a prompt decision during our normal business hours.

  3. If your application is approved, funds will be provided fast.

What we look for.

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Minimum of one year in business

$300,000+ in annual revenue

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FICO score of 620 or more

These are some of our minimum lending requirements, and meeting them does not constitute a business loan approval.
Should you apply for a small business loan, additional lending criteria will determine if you qualify.

See how much funding your small business might qualify for.

At Balboa Capital, we understand that credit-related issues affect many small businesses like yours. We also know that access to capital is often needed to help companies succeed. However, there are huge risks associated with being unable to borrow money. As a result, your business might become a cash-starved operation with slow growth, decreased profits, and missed opportunities. Even worse, it might end up closing its doors for good.

Before these things happen, find out what small business owners across the United States have learned: obtaining a loan without having near-perfect credit is possible with Balboa Capital. To see how much funding you may qualify for, submit a business loan application. A bad credit loan from Balboa Capital can come in handy when you have pressing financial obligations. You can use it to pay your workers, launch a new website, expand your small business, purchase inventory, pay taxes, or any other business-related need.

bad credit business loans

A leading provider of business loans with poor credit nationwide.

Choosing a lender can be difficult because there are so many options available. The main things you want in a business lender are experience, lending power, and reputation in the marketplace. You will feel confident knowing Balboa Capital has provided nationwide loans to thousands of business owners.

We have an A+ rating with the Better Business Bureau (BBB), hundreds of verified five-star customer reviews online, and one of the highest Net Promoter Scores (NPS) in the U.S. financial services industry.

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Frequently asked questions about bad credit business loans.

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Reasons to choose Balboa Capital.

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Lender with an A+ BBB rating

Over $7 billion funded nationwide

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Simple, quick process