Fast, Easy Working Capital Loans

Simple application. All credit scores considered.

Working capital loans to fund your company’s everyday operations.

Working capital loans are loan solutions that can be used to, well, keep your business working. Let us say you find yourself in an unexpected cash-flow crunch and do not have enough capital to pay for operational costs such as rent, payroll, or seasonal inventory. A working capital loan from Balboa Capital can be used to pay for these things so you can keep your small business running smoothly.

You can apply for a working capital loan from your computer or mobile device. At Balboa Capital, we keep our application simple and straightforward so you can complete it quickly. If your application is approved and you decide to move forward, one of our helpful working capital loan specialists will contact you to discuss your options, finalize your loan agreement, and answer any questions you have.

  • Loans from $5,000 to $250,000
  • Same-day funding
  • Easy online application
  • All credit considered
  • One-hour approval decisions
  • Simple repayment terms
  • Competitive rates
  • No hidden fees

Get a working capital loan in 3 easy steps.

balboa capital devices
  1. Apply online

  2. Qualify in one hour

  3. Get funded as soon as today

Simple qualification requirements.

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One year in business

$300,000 in annual revenue

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Decent FICO credit score

Working capital loans with no restrictions.

You will be glad to know that Balboa Capital does not put any restrictions on how you can use your funds. It is your working capital loan, and you can put it towards any daily business or operational need you have. So, if you want the freedom that comes with a working capital loan that can be used to pay your employees, start an advertising campaign, stock up on inventory, pay business taxes or any other business-related expense, a working capital loan from Balboa Capital is an excellent choice.

When you get a working capital loan from Balboa Capital, you will see why small business owners throughout the country look to when they need fast access to working capital. We invested in online technology to afford you the benefits of a quick and simple process, from start to finish. Plus, we offer competitive rates and flexible payback terms. Get started now!

working capital loans

Reasons to choose Balboa Capital.

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Lender with an A+ BBB rating

Over $7 billion funded nationwide

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Same-day business funding