Working Capital Loans

Simple application. Simple process.

Working capital loans to fund your business’s everyday operations.

Working capital loans are loan solutions that can be used to, well, keep your business working. For example, let us say you are in an unexpected cash-flow crunch and do not have enough capital to pay for operational costs such as rent, payroll, or seasonal inventory. Working capital loans from Balboa Capital can be used to pay for these things so you can keep your small business running smoothly.

You can apply for a business loan from your computer or mobile device. At Balboa Capital, we keep our application simple so you can complete it quickly. However, suppose your application is approved, and you decide to move forward. In that case, one of our helpful working capital loan specialists will contact you to discuss your options, finalize your loan agreement, and answer any questions you have.

  • Loans from $20,000 to $250,000
  • If approved, same-day funding is available
  • Easy online application
  • One-hour approval decisions during regular business hours
  • Flexible terms available
  • Competitive rates

Business loans in 3 easy steps.

balboa capital devices
  1. Submit a simple online application.

  2. Get a prompt decision during our normal business hours.

  3. If your application is approved, funds will be provided fast.

What we look for.

Qualifications 2

Minimum of one year in business

$300,000+ in annual revenue

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FICO® score of 620 or more

These are some of our minimum lending requirements, and meeting them does not constitute a business loan approval.
Should you apply for a small business loan, additional lending criteria will determine if you qualify.

Working capital loans with no restrictions.

You will be glad to know that Balboa Capital does not restrict how you can use your funds. It is your working capital loan, and you can put it towards any daily business or operational need. So, for example, you can use the funds to pay your employees, start an advertising campaign, stock up on inventory, pay business taxes, or cover the cost of other business-related expenses.

When you get a working capital loan from Balboa Capital, you will see why small business owners throughout the country look to it when they need fast access to working capital. We invested in online technology to afford you the benefits of a quick and straightforward process from start to finish. Plus, we offer competitive rates and predictable payments. Get started now!

working capital loans

Reasons to choose Balboa Capital.

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Lender with an A+ BBB® rating

Over $7 billion funded nationwide

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Simple, quick process