Working Capital Loans of up to $250,000

No docs. No collateral. All credit scores considered.
Leading direct lender with an A+ BBB rating.

Working capital loans can help keep your business running smoothly.

When times get tough, borrowing becomes necessary. Working capital loans are short-term loan solutions that can be used to, well, keep your business working. Let us say you find yourself in an unexpected cash-flow crunch and do not have enough capital to pay for operational costs such as rent, payroll, or seasonal inventory. You can get a working capital loan quickly and easily to pay for these things, and keep your small business running smoothly. This is welcome news if you need fast cash and do not want to use your business credit line. Balboa Capital specializes in working capital loans. Over the years, we have helped many thousands of business owners like you cover gaps in their working capital expenditures. If you need a quick infusion of working capital and do not want to deal with the time and hassle of a conventional loan, we are ready to assist you.

  • Loans from $5,000 to $250,000
  • 3 to 18 month terms
  • Simple online application
  • No collateral needed
  • All credit considered
  • No hidden fees
  • No upfront costs
  • Easier than a bank loan
  • A+ BBB rating

Working capital loans in 3 easy steps.

  1. Apply online

  2. Qualify in one hour

  3. Get funded quickly

Simple qualification requirements.

Qualifications 2

One year in business

$300,000 in annual revenue

Qualifications Icon

Decent FICO credit score

A working capital loan can boost your credit score.

A working capital loan from Balboa Capital is similar to a conventional loan in that you borrow money and pay it back along with interest. The big difference? Working capital loans have shorter loan amounts and repayment periods. This makes them easier to budget for, and you will not have to worry about making loan payments long into the future. A working capital loan can also give your credit score a nice boost. When you borrow money and pay it back over a shorter term, your credit rating improves. This can make you a more attractive borrower, and help you obtain financing with lower interest rates.

working capital loans