Unsecured Business Loans

Simple application. Simple process.

Unsecured business loans are a convenient no-collateral loan option.

Unsecured business loans from Balboa Capital are an excellent choice if you want to acquire fast funding without needing collateral. Physical collateral such as business equipment, vehicles, property, or inventory is not required for specific unsecured loan amounts. You can apply for a small business loan in a matter of minutes. We keep our application simple so you can complete it quickly. If your business loan application is approved and you decide to move forward, we will contact you to discuss your options and answer any questions.

Please note that higher loan amounts require a financial package consisting of additional information about your small business. In addition, every business’s financial situation is unique, so other requirements may apply. Contact Balboa Capital if you have any questions about our unsecured business loans. We are here to assist you.

  • Loans from $20,000 to $250,000
  • If approved, same-day funding is available
  • Easy online application
  • One-hour approval decisions during regular business hours
  • Flexible terms available
  • Competitive rates

Business loans in 3 easy steps.

balboa capital devices
  1. Submit a simple online application.

  2. Get a prompt decision during our normal business hours.

  3. If your application is approved, funds will be provided fast.

What we look for.

Qualifications 2

Minimum of one year in business

$300,000+ in annual revenue

Qualifications Icon

FICO® score of 620 or more

These are some of our minimum lending requirements, and meeting them does not constitute a business loan approval.
Should you apply for a small business loan, additional lending criteria will determine if you qualify.

Unsecured loans for daily business needs

Balboa Capital does not restrict how you can use your unsecured business loan. The funds are yours, and you can use them to cover the cost of any daily business needs you have. So, if you want the flexibility that comes with a loan that can be used to pay your employees, start an advertising campaign, stock up on inventory, pay taxes, or any other business-related expense, an unsecured business loan from Balboa Capital is an option worth considering.

When you get funding from Balboa Capital, you will see why small business owners throughout the country look to us for collateral-free loans. We invested in online technology to afford you the benefits of a quick and hassle-free process from start to finish. Our unsecured loans have predictable payments, so get started today.

unsecured business loans

Reasons to choose Balboa Capital.

Qualifications 2

Bank-owned business lender

Over $8 billion funded nationwide

Qualifications Icon

Simple, quick process