Tractor Financing

Simple application. Simple process.

Tractor financing helps you produce more dollars per acre for less.

Balboa Capital is a top-rated small business lender that offers tractor financing, saving you time and money. You won’t need to make a significant upfront payment or use your much-needed credit line when you finance a tractor. Instead, you will make predictable payments over a term length of your choice. It’s a great way to access a new or used tractor, and it’s available right here with Balboa Capital.

It is vital to have a durable and well-functioning tractor for your farming operation. If your tractor does not run correctly or suddenly breaks down, you could have some significant problems. Typical applications like plowing, planting, and tilling would halt, and so would your crop production. Before that happens, consider financing a tractor with funding from Balboa Capital.

  • Application-only for hard collateral up to $500,000
  • Application-only for soft collateral up to $350,000
  • If approved, same-day funding is available
  • Easy online application
  • One-hour approval decisions during regular business hours
  • Flexible terms available
  • Competitive rates

Equipment financing in 3 easy steps.

balboa capital devices
  1. Submit a simple online application.

  2. Get a prompt decision during our normal business hours.

  3. If your application is approved, funds will be provided fast.

What we look for.

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Minimum of one year in business

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$100,000+ in annual revenue

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FICO® score of 620 or more

These are some of our minimum lending requirements, and meeting them does not constitute approval.
Should you apply for equipment financing, additional lending criteria will determine if you qualify.

Financing for utility tractors, row crop tractors, orchard tractors, and more.

Many different tractor manufacturers produce models for a wide range of farming applications. Additionally, certain tractors can be equipped with special attachments and accessories to handle highly specialized tasks. When you add a new, more technologically advanced tractor to your farming operation, you can take advantage of new features that can help increase productivity. You can also reduce the downtime and repair costs commonly associated with old or poorly running tractors.

If your equipment financing application is approved and you decide to move forward, one of our helpful equipment financing specialists will contact you to discuss your options. Balboa Capital offers competitive rates, flexible repayment terms, and rapid funding, so get started now!

tractor financing

Reasons to choose Balboa Capital.

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Bank-owned business lender

Over $8 billion funded nationwide

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Simple, quick process