Toy Store Business Loans

Simple application. Simple process.

Toy store business loans are always in stock.

Nothing puts a smile on the faces of children like a toy store. Independent toy shops offer kids and their parents a fun and unique shopping experience. They have a special charm that the big box retailers lack. Toy stores are packed with games, cars, dolls, stuffed animals, building blocks, puzzles, and arts and crafts. And let’s not forget the classic toys and games parents remember from childhood. If you own a toy store, you are providing the local community with a fun-filled retail experience. Running a successful shop requires lots of hard work and, of course, money. Balboa Capital might be able to help if you need funding to cover your daily business expenses. We are a leading direct lender that offers toy store business loans, which are always in stock.

Balboa Capital business loans have competitive rates and predictable payments. You can use the funds for employee payroll, rent, taxes, and other business-related needs. A loan can also come in handy when you need to stock up on inventory before the busy holiday season.

  • Loans from $20,000 to $250,000
  • If approved, same-day funding is available
  • Easy online application
  • One-hour approval decisions during regular business hours
  • Flexible terms available
  • Competitive rates

Business loans in 3 easy steps.

balboa capital devices
  1. Submit a simple online application.

  2. Get a prompt decision during our normal business hours.

  3. If your application is approved, funds will be provided fast.

What we look for.

Qualifications 2

Minimum of one year in business

$300,000+ in annual revenue

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FICO® score of 620 or more

These are some of our minimum lending requirements, and meeting them does not constitute a business loan approval.
Should you apply for a small business loan, additional lending criteria will determine if you qualify.

Fast, dependable funding for toy shops.

There is competition from large retailers and online toy stores. To capture market share and create loyal customers, your store needs to have fully stocked shelves, and your website should be user-friendly and always have toys ready for purchase online. As you know, customers can get discouraged if the items they want are out of stock or on backorder. So, it is a good idea to always have enough inventory available to meet sales demands. One of the advantages of choosing Balboa Capital for a loan is our fast turnaround times. So, if you need to obtain toys and games quickly from your supplier, this is welcome news.

Balboa Capital can provide dependable funding in specific amounts on the same day that applications are submitted, providing they get approved and we have all the necessary documentation. In addition, our online small business loan application takes just a few minutes to complete. We look forward to working with you, so get started now.

father and son shopping for toys, toy store business loans

Reasons to choose Balboa Capital.

Qualifications 2

Bank-owned business lender

Over $8 billion funded nationwide

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Simple, quick process