Small Business Loans for Car Dealers

Simple application. Simple process.

Small business loans for car dealers, simplified.

Having readily available funds provides a financial safety net for your car dealership. However, if you have not been able to do this and have an immediate need for cash, Balboa Capital might be able to help. We are a top-rated business lender that offers small business loans for car dealers. Over the years, we have provided loans to new and used car dealers throughout the country.

Getting started is easy. You can apply for a small business loan quickly right on our website. Then, if your loan application is approved and you decide to move forward, one of our helpful business funding specialists will contact you to discuss your options and answer any questions you have.

  • Loans from $5,000 to $250,000
  • If approved, same-day funding is available
  • Easy online application
  • One-hour approval decisions during regular business hours
  • Flexible terms available
  • Competitive rates

Business loans in 3 easy steps.

balboa capital devices
  1. Submit a simple online application.

  2. Get a prompt decision during our normal business hours.

  3. If your application is approved, funds will be provided fast.

What we look for.

Qualifications 2

Minimum of one year in business

$300,000+ in annual revenue

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FICO score of 620 or more

These are some of our minimum lending requirements, and meeting them does not constitute a business loan approval.
Should you apply for a small business loan, additional lending criteria will determine if you qualify.

Car dealership business loans for daily business needs.

As you know, the business of selling cars is changing rapidly due to online car buying sites, but the longstanding dealer channel still rules supreme. Dealers sell most of the 17 million new and used cars each year in the United States. This is excellent news if you own a car dealership, but it can be challenging to carve your niche and become a preferred dealer in your city or town. The market is fiercely competitive, profit margins are not as big as they used to be, and seasonal trends often affect car sales.

These are just a few reasons you should always have enough cash to cover your daily business needs. In addition, Balboa Capital offers competitive rates and flexible payback terms. So start now to see how much you might qualify for.

Reasons to choose Balboa Capital.

Qualifications 2

Lender with an A+ BBB rating

Over $7 billion funded nationwide

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Simple, quick process