entrepreneurs researching short term business loans

Short-term business loans.

Short on time and cash? Short-term business loans are the solution.

If your small business is experiencing cash flow problems, you need to act fast. If not, your company’s ability to grow and prosper can diminish. That’s because a lack of sufficient working capital can prevent you from paying your suppliers, employees, and monthly bills, to name a few. Don’t let this happen. Get a short-term small business loan from Balboa Capital. It’s an excellent solution to address your unexpected need for extra cash. Our short-term business loan application is simple, and you don’t need collateral or a bunch of financial documents in order to get approved. Plus, our short-term loans don’t require a near-perfect credit score. Use our small business loan calculator to get an idea of what your monthly payments will be.

✔ Loans up to $250,000
✔ 3 to 18 month terms
✔ Simple online application
✔ No collateral needed
✔ All credit considered
✔ No hidden fees
✔ Easier than a bank loan

A short-term business loan offers you a number of benefits.

As mentioned earlier, short-term business loans can help your company when it lacks the capital needed to pay for daily business needs. A short-term loan from Balboa Capital is also a good option if your business is going through an unexpected slow sales period that is resulting in less revenue. Many businesses like yours encounter seasonal downturns, which can make it very difficult to manage cash flow on a regular basis. You might also benefit from a short-term loan if your business has an immediate need for inventory, or if you want to invest in a new business initiative or opportunity. Along with these benefits, a short-term loan can also help you improve your Paydex credit score. The shorter repayment period means you will pay off the loan quicker, and this is what the major credit bureaus like to see.

female bakery shop owner

Straightforward, easy, and fast. 

Apply online

Submit your short-term business loan application in three minutes or less online.

Get approved

We will verify and review the information on your application, and make a decision.

Receive funds

Your short-term business loan will be originated quickly once you are approved.

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Use your cash for any daily business need.

Once you receive your Balboa Capital short-term loan, you can use the funds however you want. It’s completely up to you. You can use the cash to pay your staff, purchase inventory, consolidate debt, and lots more. And if you end up needing more cash down the road, let us know. We can structure and deliver a new short-term loan with the same competitive rate and flexible term length.

How to get a short-term business loan.

Short-term business loans from Balboa Capital are relatively easy to qualify for if you have decent credit and your business is a year or older. Our other prerequisite is that your business generates $300,000 or more in annual revenue. Once you are approved and we have all the necessary documents in order, you won’t have to wait long to get your funds. Your short-term loan will be processed quickly by our in-house team of experts, and the funds will be provided faster than you might imagine. After all, shouldn’t your short-term loan come with a short wait time?

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short term business loan info

Infographic: Short-term business loans.

Short term business loans infographic from Balboa Capital. Learn all about this popular business loan option, including its pros and cons, what it can be used for, and how it can lead to long-term success. View, download, or share this infographic now.

See how much you can qualify for with no obligation.

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