Fast, Easy Short-Term Business Loans

Simple application. All credit scores considered.

Short-term business loans are a great option if you are short on cash.

If your small business is experiencing cash flow problems, you need to act fast. If not, its ability to grow and prosper can diminish. That is because a lack of sufficient working capital can prevent you from paying your suppliers, employees and monthly bills, to name a few. Do not let this happen. Look to Balboa Capital, a top-rated business lender that offers short-term business loans.

A short-term loan is an excellent solution to address your need for extra cash because there is no long-term commitment. In addition, a short-term loan is less risky when compared to a long-term loan because you can get the cash your company needs, pay it back quickly and move on. Balboa Capital has competitive rates and flexible payback terms. Getting started is easy. You can apply for a small business loan quickly right on our website. If your loan application is approved and you decide to move forward, one of our helpful business funding specialists will contact you to discuss your options and answer any questions you have.

  • Loans from $5,000 to $250,000
  • Same-day funding
  • Easy online application
  • All credit considered
  • One-hour approval decisions
  • Simple repayment terms
  • Competitive rates
  • No hidden fees

Short-term business loans in 3 easy steps.

balboa capital devices
  1. Apply online

  2. Qualify in one hour

  3. Get funded as soon as today

Simple qualification requirements.

Qualifications 2

One year in business

$300,000 in annual revenue

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Decent FICO credit score

A good option when you need quick funding.

As mentioned earlier, short-term business loans can help your company when it lacks the capital needed to pay for daily business needs. A short-term loan from Balboa Capital is also a good option if your small business is going through an unexpected slow sales period that is resulting in less revenue. Many small businesses like yours encounter seasonal downturns, which can make it very difficult to manage cash flow on a regular basis.

You might also benefit from a short-term loan if your business has an immediate need for inventory, or if you want to invest in a new business initiative or opportunity. In addition, a short-term loan can also help you improve your business’s credit score. The shorter repayment period means you will pay off the loan quicker, and this is what the major credit bureaus like to see. Lastly, there are no restrictions on how you use your short term business loan from Balboa Capital. You can use the funds for any daily business need. Get started now!

short term business loans

Reasons to choose Balboa Capital.

Qualifications 2

Lender with an A+ BBB rating

Over $7 billion funded nationwide

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Same-day business funding