Septic Truck Financing

Simple application. Simple process.

Septic truck financing from a top-rated small business lender.

More than 22 million households in the United States use septic systems. The reason is that they are located in rural areas that lack a local municipal sewer system. In addition, non-residential establishments such as schools, retail stores, restaurants, industrial buildings, wineries, and campgrounds use larger septic systems that are made specifically for commercial use. As you know, residential and commercial septic tanks must be emptied and cleaned often. And that is when septic tank businesses like yours are called into action. If you are in the market for a new or used septic truck and need a convenient way to pay for it, look no further than Balboa Capital. We are a top-rated small business lender that offers septic truck financing.

When you finance a septic truck, you can preserve your working capital and line of credit because the monthly payments are consistent and designed to work with your budget. Knowing how much you need to pay each month makes it easier to manage your cash flow and forecast your monthly business expenses.

  • Application-only for hard collateral up to $500,000
  • Application-only for soft collateral up to $350,000
  • If approved, same-day funding is available
  • Easy online application
  • One-hour approval decisions during regular business hours
  • Flexible terms available
  • Competitive rates

Equipment financing in 3 easy steps.

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  1. Submit a simple online application.

  2. Get a prompt decision during our normal business hours.

  3. If your application is approved, funds will be provided fast.

What we look for.

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Minimum of one year in business

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$100,000+ in annual revenue

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FICO score of 620 or more

These are some of our minimum lending requirements, and meeting them does not constitute approval.
Should you apply for equipment financing, additional lending criteria will determine if you qualify.

More reasons to finance a septic truck.

If you own and operate a septic tank cleaning business, you have ongoing expenses such as office rent, insurance, marketing, and payroll. And let us not forget fuel costs and the local fees for waste disposal. But, of course, the most considerable expense is purchasing a truck, or perhaps a fleet of trucks. Financing allows you to get a new or used septic truck without paying the total price upfront. Instead, you will make predictable monthly payments over a specific term. In addition, the truck might be eligible for the Section 179 tax deduction, so talk to your tax professional or business accountant.

Balboa Capital has competitive rates and flexible repayment options. Getting started is simple. Just submit an equipment financing application that asks for basic information about you and your business. Then, one of our account managers will contact you to answer your questions and help you understand the process, which is hassle-free every step of the way.

septic truck financing, finance a septic truck

Reasons to choose Balboa Capital.

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Lender with an A+ BBB rating

Over $7 billion funded nationwide

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Simple, quick process