Semi-Truck Financing

Simple application. Simple process.

With semi-truck financing, you will carry a load of savings.


Semi-trucks are expensive, especially with add-ons such as raised roof configurations, spacious sleeper compartments, and custom interiors. If you are in the market for a new or used semi and want an easy and hassle-free way to get it, look to Balboa Capital. We offer semi-truck financing to truck drivers and owner-operators throughout the country. This option does not require a considerable upfront expense. Instead, we provide you with funding to finance a semi-truck, and you make predictable monthly payments over a set term.

Whether you are a company truck driver or an independent owner-operator, you know how important it is to have a reliable semi-truck that runs smoothly and in all weather conditions. Having a tip-top rig can get you on the road to success. It enables you to transport tens of thousands of pounds of cargo to their destinations on time throughout the year, which is what your customers expect. This can result in repeat business, positive word of mouth, and more money for you.

  • Application-only for hard collateral up to $500,000
  • Application-only for soft collateral up to $350,000
  • If approved, same-day funding is available
  • Easy online application
  • One-hour approval decisions during regular business hours
  • Flexible terms available
  • Competitive rates

Equipment financing in 3 easy steps.

balboa capital devices
  1. Submit a simple online application.

  2. Get a prompt decision during our normal business hours.

  3. If your application is approved, funds will be provided fast.

What we look for.

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Minimum of one year in business

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$100,000+ in annual revenue

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FICO score of 620 or more

These are some of our minimum lending requirements, and meeting them does not constitute approval.
Should you apply for equipment financing, additional lending criteria will determine if you qualify.

Financing for nose trucks, day cabs, sleeper semi-trucks, and more.

You are on the open road for long hours during the day and night, so having a semi with a big engine that runs well and puts your comfort first can make all the difference in the world. Once you decide on the semi you want, get started with Balboa Capital. You can apply for equipment financing right on our website.

If your application is approved and you decide to move forward, one of our helpful equipment financing specialists will contact you to discuss your options and answer any questions you have. Balboa Capital offers competitive rates, flexible repayment terms, and rapid funding.

  • A-train truck trailers
  • B-train truck trailers
  • C-train truck trailers
  • Class 6, 7, and 8 big rigs
  • Conventional nose trucks
  • Day cabs
  • Mid-roof/raised roof sleepers
  • Single semi-trailers
  • Sleeper semi trucks
  • Slope-nosed trucks
semi truck financing

Reasons to choose Balboa Capital.

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Lender with an A+ BBB rating

Over $7 billion funded nationwide

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Simple, quick process