Refrigerated Truck Financing

Simple application. Simple process.

Refrigerated truck financing with great rates and easy terms. How cool is that?

Refrigerated trucks, also known as reefer trucks, play a critical role in the daily lives of Americans. Every day in the United States, they are used to transport food, pharmaceuticals, and other temperature-sensitive goods to their intended destinations. These include restaurants, grocery stores, pharmacies, hospitals, flower shops, catering businesses, and more. But, of course, if you run a trucking business, you already know this.

You also know how important it is to have a well-functioning reefer truck that maintains an optimum internal temperature, regardless of what the weather is like outside. So if you are in the market for a new or used reefer truck and need funding to finance it, you have come to the right place. Balboa Capital is a leading business lender that offers refrigerated truck financing with predictable monthly payments.

  • Application-only for hard collateral up to $500,000
  • Application-only for soft collateral up to $350,000
  • If approved, same-day funding is available
  • Easy online application
  • One-hour approval decisions during regular business hours
  • Flexible terms available
  • Competitive rates

Equipment financing in 3 easy steps.

balboa capital devices
  1. Submit a simple online application.

  2. Get a prompt decision during our normal business hours.

  3. If your application is approved, funds will be provided fast.

What we look for.

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Minimum of one year in business

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$100,000+ in annual revenue

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FICO® score of 620 or more

These are some of our minimum lending requirements, and meeting them does not constitute approval.
Should you apply for equipment financing, additional lending criteria will determine if you qualify.

Refrigerated truck financing helps you preserve your capital.

Keeping your business finances to create a stable financial future and stay afloat during slow periods is always good. Refrigerated truck financing with Balboa Capital is one way to do this. It allows you to stick to your budget and avoid using your available capital or line of credit. In addition, the upfront expense is minimal, and your monthly payments are designed to work with your budget.

To get started, submit an equipment financing application. If your application is approved and you want to move forward, a Balboa Capital equipment financing specialist will contact you to discuss your options and explain the next steps. You will work with the same person from start to finish, allowing a more customer-focused experience.

refrigerated truck financing

Reasons to choose Balboa Capital.

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Bank-owned business lender

Over $8 billion funded nationwide

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Simple, quick process