Get a loan from $20,000 to $250,000 to move your business forward.

Apply now to get quick access to a one-time lump sum of cash.

Expand, purchase inventory, hire staff, and more with a fast, flexible business loan.

You came to the right place if you need a loan for your small business. Balboa Capital, a division of Ameris Bank and an A+ BBB-rated lender, offers small business loans from $20,000 to $250,000 that can be used for any business-related need. Loans from Balboa Capital can be used to fund expansion projects, purchase inventory, cover employee payroll, pay for marketing and advertising efforts, and more.

To get started, submit this simple 10-second small business loan inquiry form. Then, one of our business loan specialists will contact you during our regular business hours to go over the next steps, answer any questions, and send you a secure online application that takes just a few minutes to complete. Get started now!

  • Loans from $20,000 to $250,000
  • If approved, same-day funding is available
  • Easy online application
  • One-hour approval decisions during regular business hours
  • Flexible terms available
  • Competitive rates

Answers to frequently asked questions about small business loans.

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Reasons to choose Balboa Capital.

Qualifications 2

Bank-owned business lender

Over $8 billion funded nationwide

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Simple, quick process

You may qualify if your business has been operating for one year or more and it generates at least $300,000 in annual revenue, and if you meet our credit score requirements and other lending criteria. If you have any questions, call us at (888) 225-2621. We are here to assist you.