Mulcher Financing

Simple application. Simple process.

Mulcher financing clears the way to savings.

If you own a landscaping business, forestry business, or farm, there will be times when planting areas need to be cleaned up. Clearing landscapes, orchards, and vegetable fields of grass, weeds, leaves, and branches require a mulcher. These specialized machines turn these things into finely shredded, nutrient-packed chips that can be put back into the soil. There are many mulchers on the market, and they can be expensive. If you lack the capital needed for a large one-time purchase, or if you would rather save your business’s cash for other needs, Balboa Capital has an option worth looking into. We are a leading business lender that offers mulcher financing, which clears the way to savings.

When you finance a mulcher, you can conserve your cash and line of credit for the future. Rather than making a large one-time payment, you will make predictable monthly payments that suit your budget. Plus, Balboa Capital has several term lengths to select from.

  • Application-only for hard collateral up to $500,000
  • Application-only for soft collateral up to $350,000
  • If approved, same-day funding is available
  • Easy online application
  • One-hour approval decisions during regular business hours
  • Flexible terms available
  • Competitive rates

Equipment financing in 3 easy steps.

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  1. Submit a simple online application.

  2. Get a prompt decision during our normal business hours.

  3. If your application is approved, funds will be provided fast.

What we look for.

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Minimum of one year in business

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$100,000+ in annual revenue

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FICO® score of 620 or more

These are some of our minimum lending requirements, and meeting them does not constitute approval.
Should you apply for equipment financing, additional lending criteria will determine if you qualify.

Tidy up land, and your bottom line.

Although mulchers are expensive, particularly if you are considering a large machine that can accommodate the heavy volume, the return on investment can be substantial. You can complete mulching jobs for your clients quickly and generate solid profits. And if you own a farm or vineyard, you can tidy up your land and return mulched nutrients to the soil yourself. This can save you money by not having to hire a mulching company.

Just submit an online equipment financing application to get started with Balboa Capital. It takes just a few minutes to complete as it only requires basic information about you and your business. We will review your information and contact you with a credit decision during our regular business hours. Finally, Balboa Capital can provide you with fast funding. It is not uncommon for us to provide same-day funding, provided we have the required information and signed documentation. We welcome the opportunity to serve your financing needs.

mulcher financing, large yellow and black mulching machine in a field

Reasons to choose Balboa Capital.

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Bank-owned business lender

Over $8 billion funded nationwide

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Simple, quick process