Metalworking Equipment Financing
Simple application. Simple process.
Metalworking equipment financing is forged in savings.
Owning a metalworking business can be an exciting venture. Not only do you get to work with metal and create unique, much-needed pieces, but you also have the opportunity to make a living by doing something you enjoy. Transforming raw materials from metals into high-precision parts, sheets, plates, and other components requires the right equipment and machinery. You have come to the right place if you need to purchase new or upgraded equipment and want to avoid making a giant cash outlay. Balboa Capital, a division of Ameris Bank, offers metalworking equipment financing with simple qualification requirements and competitive rates.
Financing metalworking equipment with funding from Balboa Capital can keep your metal shop’s existing capital intact. You will make predictable monthly payments over a convenient term, all while you and your workers are using the equipment to help generate revenue. This frees up your cash so you can put it toward other business needs.
- Application-only for hard collateral up to $500,000
- Application-only for soft collateral up to $350,000
- If approved, same-day funding is available
- Easy online application
- One-hour approval decisions during regular business hours
- Flexible terms available
- Competitive rates
Equipment financing in 3 easy steps.
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Submit a simple online application.
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Get a prompt decision during our normal business hours.
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If your application is approved, funds will be provided fast.
What we look for.
Minimum of one year in business
$100,000+ in annual revenue
FICO® score of 620 or more
These are some of our minimum lending requirements, and meeting them does not constitute approval.
Should you apply for equipment financing, additional lending criteria will determine if you qualify.
Your convenience is our priority.
The cost of metalworking equipment depends on various factors, from the type of materials used and applications performed to the machine’s size and functionality. Balboa Capital has money to lend whether you need one piece of equipment or several. To get started, submit a simple equipment financing application that asks for basic information about you and your metalworking business. You can do this from your computer, laptop, or mobile device.
Once we review your application information, we will contact you with a decision and let you know if you qualify. If your application gets approved and you want to move forward, your dedicated Balboa Capital account manager will ensure we have the necessary documentation and finalize everything. Lastly, our innovative online lending technology enables us to provide funding fast. This is welcome news if you want to procure a piece of metalworking equipment right away.
Reasons to choose Balboa Capital.
Bank-owned business lender
Over $8 billion funded nationwide
Simple, quick process
Helpful links for metal shop owners.
Small business sales tax guide
Learn how to manage, collect, and report sales tax.
Business accounting 101
Learn the basics of business accounting.
Section 179 tax deduction calculator
Type in a number to see the estimated deduction amount.
