Horse Trailer Financing

Simple application. Simple process.

Horse trailer financing hauls convenience.

If you own a horse boarding business, horse transport company, or a farm, there may come a time when you need to transport horses to the trails or a horse show. Getting these beautiful animals from one place to another requires a top-notch horse trailer that puts their safety first and offers a smooth, secure, and comfortable ride. Bumper pull, gooseneck, and sizeable living quarter trailers require capital to buy outright. If you don’t have enough cash on hand, or if you do and want to save it for future business needs, you have come to the right place. Balboa Capital, a division of Ameris Bank, offers horse trailer financing. Unlike a big cash purchase, this option requires predictable monthly payments over a convenient term. So, you can preserve your cash and line of credit.

Balboa Capital understands that you want competitive rates when it comes to financing. Well, that is what we offer, along with several repayment term options. Plus, we are known for our ability to provide fast funding for customers whose applications are approved and want to move forward.

  • Application-only for hard collateral up to $500,000
  • Application-only for soft collateral up to $350,000
  • If approved, same-day funding is available
  • Easy online application
  • One-hour approval decisions during regular business hours
  • Flexible terms available
  • Competitive rates

Equipment financing in 3 easy steps.

balboa capital devices
  1. Submit a simple online application.

  2. Get a prompt decision during our normal business hours.

  3. If your application is approved, funds will be provided fast.

What we look for.

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Minimum of one year in business

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$100,000+ in annual revenue

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FICO® score of 620 or more

These are some of our minimum lending requirements, and meeting them does not constitute approval.
Should you apply for equipment financing, additional lending criteria will determine if you qualify.

Now is the time to round up funding for a horse trailer.

You are here because you want funding to finance a horse trailer for your business. Balboa Capital makes the entire process easy and efficient. You can start by submitting an online application that asks for basic information about you and your company. We will then review your information and contact you with a credit decision. If your application gets approved, one of our helpful account managers will explain the next steps and ensure that we have the required documentation.

Finally, trailers used for business purposes might be eligible for the Section 179 tax deduction. This IRS deduction allows businesses to write off the amount they spend to purchase or finance horse trailers, subject to certain limitations. To learn more about Section 179 and determine if your trailer qualifies, speak to your accountant or business attorney.

four horses in a trailer, horse trailer financing

Reasons to choose Balboa Capital.

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Bank-owned business lender

Over $8 billion funded nationwide

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Simple, quick process