Heavy Equipment Financing

Simple application. Simple process.

Heavy equipment financing without the heavy lifting.

If you are looking for funding to finance heavy equipment, there are many reasons to consider Balboa Capital. We are a top-rated small business lender that offers heavy equipment financing. Over the years, we have provided funding to construction companies like yours so they can finance what they need. Heavy equipment financing from Balboa Capital lets you save your existing cash and line of credit for future business needs. Instead of making a large one-time cash purchase, you will have predictable monthly payments over a term length that you select.

Heavy equipment plays an essential role in construction projects involving hauling machinery, moving materials, and handling various other tasks. For your construction company to get these projects done on time and budget, you need access to heavy equipment that is in excellent working condition. Balboa Capital has money to lend, and we are ready to assist you.

  • Application-only for hard collateral up to $500,000
  • Application-only for soft collateral up to $350,000
  • If approved, same-day funding is available
  • Easy online application
  • One-hour approval decisions during regular business hours
  • Flexible terms available
  • Competitive rates

Equipment financing in 3 easy steps.

balboa capital devices
  1. Submit a simple online application.

  2. Get a prompt decision during our normal business hours.

  3. If your application is approved, funds will be provided fast.

What we look for.

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Minimum of one year in business

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$100,000+ in annual revenue

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FICO® score of 620 or more

These are some of our minimum lending requirements, and meeting them does not constitute approval.
Should you apply for equipment financing, additional lending criteria will determine if you qualify.

Financing for cold planers, motor graders, wheel dozers, and more.

When you finance heavy equipment, you can react to market changes quickly. For example, if construction activity starts picking up in your city, or if you suddenly see an increase in bid requests, you can acquire what you need without the wait. That is because Balboa Capital simplifies the entire process from start to finish.

You can apply for funding on our website in minutes. If your application is approved and you decide to move forward, one of our account managers will contact you to discuss the next steps and answer any questions you have. Balboa Capital offers competitive rates, flexible repayment terms, and rapid funding, so get started now!

heavy equipment financing

Reasons to choose Balboa Capital.

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Bank-owned business lender

Over $8 billion funded nationwide

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Simple, quick process