Golf Cart Financing

Simple application. Simple process.

Golf cart financing is on par with convenience.

Whether a golfer plays nine holes or 18 holes, walking the course and carrying a bag of clubs can be difficult and tiring. That is why many golfers prefer to use golf carts when they hit the links. These small, motorized vehicles transport golfers around the course, along with their golf bags, lunchboxes, and ice chests. Plus, the vehicles provide golfers with temporary shade from the hot sun when driving from the tee to the fairway and then to the green. If you own a golf course and need new golf carts, you know how expensive they are. That is why golf cart financing from Balboa Capital is worth considering. The initial cash outlay to finance golf carts is minimal, and the monthly payments are predictable.

As you know, it is wise to preserve as much cash as possible and keep your debt-to-income ratio low. When you finance golf carts, you can save your existing capital and credit line for the future. This enables you to manage your golf course’s cash flow and balance sheet.

  • Application-only for hard collateral up to $500,000
  • Application-only for soft collateral up to $350,000
  • If approved, same-day funding is available
  • Easy online application
  • One-hour approval decisions during regular business hours
  • Flexible terms available
  • Competitive rates

Equipment financing in 3 easy steps.

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  1. Submit a simple online application.

  2. Get a prompt decision during our normal business hours.

  3. If your application is approved, funds will be provided fast.

What we look for.

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Minimum of one year in business

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$100,000+ in annual revenue

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FICO® score of 620 or more

These are some of our minimum lending requirements, and meeting them does not constitute approval.
Should you apply for equipment financing, additional lending criteria will determine if you qualify.

Dependable funding backed by five-star customer service.

Playing a round of golf is a great way to have fun and be active in a beautiful, stress-free, and quiet setting. The smell of the manicured grass, the lush green trees, and the perfectly raked sand traps make the experience fun and memorable. But, as you know, golfers at every level, from beginners to competitive, want a properly maintained course that puts their convenience first. Having a fleet of top-quality golf carts is one way to make golfing convenient and comfortable. It can also help differentiate your course from the others.

As a division of Ameris Bank, Balboa Capital has the dependable funding you want. You can begin the process by completing an online equipment financing application. We will contact you with a credit decision if you submit your application during our regular business hours. One of Balboa Capital’s account managers will also be available to answer your questions. Get started now.

rows of golf carts, golf cart financing

Reasons to choose Balboa Capital.

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Bank-owned business lender

Over $8 billion funded nationwide

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Simple, quick process