What is a franchise loan?

This type of funding can be used to pay for your franchise's daily business expenses. These include employee payroll, inventory and supplies, insurance, and rent.

Is it easy to qualify for a franchise loan?

To qualify for funding from Balboa Capital, your franchise needs to be at least one year old and generate $300,000 or more in annual revenue. Plus, you need to have a FICO score of 620 or more and meet our other borrowing requirements.

How can I apply for funding?

Balboa Capital makes it easy. Our online application takes just a few minutes to complete. Our loan application only asks for basic information about you and your franchise.

How do I access my funds if my application is approved?

Once your application is approved and everything has been signed and finalized, we will transfer your funds directly into your business bank account via an automated clearing house (ACH). You will be able to pull funds immediately after your bank clears them.

Does Balboa Capital have experience with franchisees?

Absolutely. Our company has provided funding to hundreds of single-unit and multi-unit franchisees nationwide. We also have an in-house team that works exclusively in the franchise industry. In addition, you will work with a dedicated account manager every step of the way.

Why should I choose Balboa Capital for my franchise loan?

If you are looking for a trusted business lender, you found one! Balboa Capital has an A+ rating with the Better Business Bureau (BBB). In addition, we have hundreds of verified five-star customer reviews online and one of the highest Net Promoter Scores (NPS) in the U.S. financial services industry.

Franchise Loans Up To $250K

Franchise loans with competitive rates and flexible terms.

Suppose you are a single-unit or multi-unit franchise owner. In that case, there may come a time when you need an influx of capital to cover the costs of employee payroll, inventory, utilities, and business taxes. In addition, there are franchise marketing and royalty fees that you pay your franchisor. These franchise-related expenses can add up fast. However, you have come to the right place if you do not have enough cash for your ongoing operating costs. Balboa Capital is a top-rated business lender that offers franchise loans with competitive rates and flexible repayment terms.

Balboa Capital is the preferred or recommended lender for some of the biggest and most well-known franchise brands. They selected us based on our ability to deliver fast, hassle-free loans, not to mention the industry expertise our team of franchise funding managers brings. Over the years, Balboa Capital has extended franchise business loans to franchisees in the quick service restaurant, hospitality, fitness, business service, and automotive industries, among others.