Flower Shop Equipment Financing

Simple application. Simple process.

Flower shop equipment financing will not wilt your budget.

The high price tags associated with floral refrigerators and delivery vans might make you think twice about buying them outright. That is why you should look to Balboa Capital. We offer flower shop equipment financing, which will not wilt your budget like a huge one-time cash purchase. No big down payment is needed, and the monthly payments are predictable and designed to fit your budget.

The most important part of your flower shop is its inventory. Those colorful, fragrant flowers and plants are skillfully arranged to create beautiful bouquets and floral displays for weddings, baby showers, anniversaries, and many other special occasions. However, the short shelf life of freshly cut flowers makes having suitable refrigeration cases and containers an absolute necessity. And, if your flower business makes deliveries, you need a refrigerated florist van with ample cargo space. Balboa Capital is ready to provide you with funding to finance your flower shop’s equipment.

  • Application-only for hard collateral up to $500,000
  • Application-only for soft collateral up to $350,000
  • If approved, same-day funding is available
  • Easy online application
  • One-hour approval decisions during regular business hours
  • Flexible terms available
  • Competitive rates

Equipment financing in 3 easy steps.

balboa capital devices
  1. Submit a simple online application.

  2. Get a prompt decision during our normal business hours.

  3. If your application is approved, funds will be provided fast.

What we look for.

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Minimum of one year in business

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$100,000+ in annual revenue

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FICO® score of 620 or more

These are some of our minimum lending requirements, and meeting them does not constitute approval.
Should you apply for equipment financing, additional lending criteria will determine if you qualify.

Financing for flower delivery vans, floral display coolers, walk-in refrigerators, and more.

The florist industry in the United States is highly competitive. Flower shops like yours compete with supermarkets, home improvement stores, and e-retailers. For your flower shop to stand out, you must go the extra mile for your customers. You and your floral designers already have the experience and natural artistic ability, so make sure your shop is well appointed. Nice-looking furniture, fixtures, and retail shelves look professional and help turn shoppers into buyers.

Moreover, if you create flower displays for large events, such as weddings or anniversaries, you can impress your customers with a spacious consultation table and comfortable chairs. No matter what your floral business needs, Balboa Capital would like to help. To determine how much funding you may qualify for, submit an equipment financing application.

flower shop equipment financing

Reasons to choose Balboa Capital.

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Lender with an A+ BBB® rating

Over $7 billion funded nationwide

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Simple, quick process