Fitness Franchise Financing

Simple application. Simple process.

Fitness franchise financing lets you flex your business muscle.

Health fanatics and people who want to keep in shape visit fitness franchises like yours every day. While this is excellent news, there may come a time when you need funding to finance much-needed gym equipment such as treadmills, stationary bikes, ellipticals, and weight systems. If that time is now, Balboa Capital has a way for you to flex your business muscle: fitness franchise financing. Unlike a one-time cash purchase, this option does not require a substantial initial payment. Instead, you receive funding to finance your franchise’s equipment.

Funding from Balboa Capital can also come in handy if you need to finance new furniture and fixtures, a property improvement program, a franchise brand mandate, or a franchise remodel. Balboa Capital is a top-rated small business lender that offers competitive rates, flexible repayment terms, and five-star customer service.

  • Application-only up to $350,000 for soft/hard collateral
  • If approved, same-day funding is available
  • Easy online application
  • One-hour approval decisions during regular business hours
  • 24 to 72-month terms available
  • Competitive rates
  • We lend to first-time franchise operators who qualify

Franchise financing in 3 easy steps.

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  1. Submit a simple online application.

  2. Get a prompt decision during our normal business hours.

  3. If your application is approved, funds will be provided fast.

What we look for.

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Minimum of one year in business

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$100,000+ in annual revenue

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FICO® score of 620 or more

These are some of our minimum lending requirements, and meeting them does not constitute approval.
Should you apply for franchise financing, additional lending criteria will determine if you qualify.

Our team does the heavy lifting.

We do not need to remind you how much work is required to run a franchise. You are busy managing your team of gym instructors, catering to your customer base, and handling many other daily responsibilities. So, the last thing you want is a time-consuming financing process. You will be glad to know that Balboa Capital takes the heavy lifting off your shoulders. Our online franchise financing application can be completed in just a few minutes; it asks for basic information about you and your business.

If your application receives an approval decision and you want to move forward, your dedicated Balboa Capital franchise financing manager will assist you. They will explain the following steps, answer your questions, take care of the documentation, and work directly with your fitness equipment dealer to facilitate the delivery of your equipment.

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Reasons to choose Balboa Capital.

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Bank-owned business lender

Over $8 billion funded nationwide

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Simple, quick process