Earthmoving Equipment Financing

Simple application. Simple process.

You will dig how affordable earthmoving equipment financing is.

The fastest and easiest way to demolish roads, dig holes, excavate rock and soil, and move materials from one place to another is to use earthmoving equipment. Therefore, it is the preferred type of equipment for residential and commercial construction jobs of all sizes. However, suppose you are a construction business owner or contractor who needs earthmoving machinery. In that case, you are probably hesitant to use up your savings or business line of credit to buy it. Well, Balboa Capital has an option to consider: earthmoving equipment financing.

No big down payment is needed, and the monthly payments are predictable and designed to fit your budget. To get started, submit an equipment financing application. If your application is approved and you decide to move forward, a Balboa Capital account manager will contact you to discuss your options and answer any questions you have.

  • Application-only for hard collateral up to $500,000
  • Application-only for soft collateral up to $350,000
  • If approved, same-day funding is available
  • Easy online application
  • One-hour approval decisions during regular business hours
  • Flexible terms available
  • Competitive rates

Equipment financing in 3 easy steps.

balboa capital devices
  1. Submit a simple online application.

  2. Get a prompt decision during our normal business hours.

  3. If your application is approved, funds will be provided fast.

What we look for.

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Minimum of one year in business

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$100,000+ in annual revenue

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FICO® score of 620 or more

These are some of our minimum lending requirements, and meeting them does not constitute approval.
Should you apply for equipment financing, additional lending criteria will determine if you qualify.

When it comes to turnaround times, we move fast.

Balboa Capital knows how valuable your time is. Your construction projects have deadlines, and any unexpected delays can chip away your profits. When you finance earthmoving equipment with the help of Balboa Capital, you will see why construction business owners and contractors across the country look to us for funding. We invested in online technology to afford you the benefits of a quick and straightforward process, from start to finish. Plus, we offer competitive rates, flexible repayment terms, and rapid funding.

Lastly, you might be able to finance earthmoving equipment and take advantage of the Section 179 tax deduction. Certain types of earthmoving machinery fall under the category of eligible equipment or property by the IRS, so make sure to consult with your accountant or tax professional. They will be able to confirm if Section 179 applies to the earthmoving equipment you want to finance. Balboa Capital has money to lend, so get started now.

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Reasons to choose Balboa Capital.

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Bank-owned business lender

Over $8 billion funded nationwide

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Simple, quick process