Dump Truck Financing

Simple application. Simple process.

Dump truck financing won’t empty your bank account.

Balboa Capital has an option to consider if you are in the market for a new dump truck because yours is not running up to par or because you want to upgrade to a different model. We offer dump truck financing, which won’t empty your bank account. It is an easy alternative to making a one-time purchase or using your business credit line. No big down payment is needed, and the monthly payments are predictable and designed to fit your budget.

You can apply for equipment financing in a matter of minutes. If your application is approved and you decide to move forward, an equipment financing specialist will contact you to discuss your options and answer any questions you have. Balboa Capital offers competitive rates, flexible repayment terms, and rapid funding, so get started now.

  • Application-only for hard collateral up to $500,000
  • Application-only for soft collateral up to $350,000
  • If approved, same-day funding is available
  • Easy online application
  • One-hour approval decisions during regular business hours
  • Flexible terms available
  • Competitive rates

Equipment financing in 3 easy steps.

balboa capital devices
  1. Submit a simple online application.

  2. Get a prompt decision during our normal business hours.

  3. If your application is approved, funds will be provided fast.

What we look for.

Qualifications Icon

Minimum of one year in business

Qualifications Icon

$100,000+ in annual revenue

Qualifications Icon

FICO® score of 620 or more

These are some of our minimum lending requirements, and meeting them does not constitute approval.
Should you apply for equipment financing, additional lending criteria will determine if you qualify.

Financing for double trailers, side dump trucks, winter service vehicles, and more.

As you know, you need your truck to be mechanically sound and in good working order. If your dump truck has any problems with its engine or hydraulic system, you will not be able to haul material over roads and job sites in an efficient manner. In addition, operational delays can hurt your relationship with high-value clients and cause you to miss lucrative hauling jobs. Do not let that happen. Instead, apply for funding to finance a dump truck on the Balboa Capital website.

Lastly, contact your accountant or business attorney and ask about the Section 179 tax deduction. Many types of vehicles are eligible for this tax deduction, and your accountant or business attorney can explain it in more detail. They can also inform you if the dump truck you want to finance qualifies for the Section 179 deduction.

dump truck financing

Reasons to choose Balboa Capital.

Qualifications 2

Bank-owned business lender

Over $8 billion funded nationwide

Qualifications Icon

Simple, quick process