Contractor Equipment Financing

Simple application. Simple process.

Contractor equipment financing helps you build your business.

Buying equipment for your general contracting business outright might not be feasible because of the high price points, and the last thing you want is to be left strapped for cash. So, look to Balboa Capital for contractor equipment financing. No big down payment is needed, and the monthly payments are predictable and designed to fit your budget. Meanwhile, your equipment will be generating revenue and reducing your business expenses. It all adds to an easier way to obtain funding for the full array of equipment you need to build and maintain a successful general contracting business.

You can apply for equipment financing in a matter of minutes. If your application is approved and you decide to move forward, one of our helpful equipment financing specialists will contact you to discuss your options and answer any questions you have.

  • Application-only for hard collateral up to $500,000
  • Application-only for soft collateral up to $350,000
  • If approved, same-day funding is available
  • Easy online application
  • One-hour approval decisions during regular business hours
  • Flexible terms available
  • Competitive rates

Equipment financing in 3 easy steps.

balboa capital devices
  1. Submit a simple online application.

  2. Get a prompt decision during our normal business hours.

  3. If your application is approved, funds will be provided fast.

What we look for.

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Minimum of one year in business

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$100,000+ in annual revenue

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FICO® score of 620 or more

These are some of our minimum lending requirements, and meeting them does not constitute approval.
Should you apply for equipment financing, additional lending criteria will determine if you qualify.

Financing for contractor software, small vehicles, wireless layout systems, and more.

As a general contractor, you know how involved your job is. Each of your jobs requires permits, labor, materials, and equipment, to name a few. If you are like most contractors, you probably manage multiple jobs at the same time. Because of this, you need to work as efficiently as possible to get everything finished on time and on budget. If you have the right equipment at each job site, you and your workers can ensure this happens.

Balboa Capital has provided funding to general contractors throughout the United States. We offer competitive rates, predictable payments, and rapid funding, so get started now!

contractor equipment financing

Reasons to choose Balboa Capital.

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Bank-owned business lender

Over $8 billion funded nationwide

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Simple, quick process