Commercial Truck Financing

Simple application. Simple process.

Commercial truck financing gets you on the road to savings.

Balboa Capital has an option to consider if you are looking to acquire a new commercial truck and do not have enough money in the bank for a big one-time purchase. We are a top-rated business lender that offers commercial truck financing. This option can get you on the road to savings because a sizeable down payment isn’t needed, and the monthly payments are predictable.

You can apply for equipment financing on our website in a matter of minutes. If your application is approved and you decide to move forward, one of our helpful equipment financing specialists will contact you to discuss your options and answer any questions you have. Balboa Capital offers competitive rates, flexible repayment terms, and fast funding.

  • Application-only for hard collateral up to $500,000
  • Application-only for soft collateral up to $350,000
  • If approved, same-day funding is available
  • Easy online application
  • One-hour approval decisions during regular business hours
  • Flexible terms available
  • Competitive rates

Equipment financing in 3 easy steps.

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  1. Submit a simple online application.

  2. Get a prompt decision during our normal business hours.

  3. If your application is approved, funds will be provided fast.

What we look for.

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Minimum of one year in business

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$100,000+ in annual revenue

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FICO® score of 620 or more

These are some of our minimum lending requirements, and meeting them does not constitute approval.
Should you apply for equipment financing, additional lending criteria will determine if you qualify.

Financing for beverage trucks, delivery trucks, refrigerator trucks, and more.

From small vans to large delivery vehicles, commercial trucks play an essential role in countless industries. Whether on a remote highway in the middle of nowhere or on a busy city street at rush hour, the goal remains the same: get to the destination on time, every time. It is the only way for a commercial truck company like yours to survive in today’s competitive business world.

When you finance a commercial truck, you free up your company’s cash or credit line. Both of these will come in handy if you ever experience a downturn in business or need to use these resources for other areas of your commercial trucking operation. Once you have decided on the make, model, and price of the truck you want, submit an equipment financing application.

commercial truck financing

Reasons to choose Balboa Capital.

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Bank-owned business lender

Over $8 billion funded nationwide

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Simple, quick process