Commercial Refrigerator Financing

Simple application. Simple process.

Commercial refrigerator financing can cool down your spending.

As you are well aware, the cost to purchase a commercial refrigerator for your restaurant can be extremely high. It requires a large cash payment that you might not have. Fortunately, Balboa Capital can help. We offer commercial refrigerator financing, which is more flexible and easier on your budget. No big down payment is needed, and the monthly payments are predictable and designed to fit your budget. It is a proven way to cool down your spending.

You do not need to be a restaurant owner to recognize the importance of commercial refrigerators. They are used in all types of businesses that are part of the food industry. Commercial refrigerators help ward off harmful bacteria; they keep produce, meat, poultry, eggs, milk, and all other perishables at the appropriate temperature for optimum freshness. This translates into safe, healthy, delicious meals for your customers. Balboa Capital has money to lend, so get started today.

  • Application-only for hard collateral up to $500,000
  • Application-only for soft collateral up to $350,000
  • If approved, same-day funding is available
  • Easy online application
  • One-hour approval decisions during regular business hours
  • Flexible terms available
  • Competitive rates

Equipment financing in 3 easy steps.

balboa capital devices
  1. Submit a simple online application.

  2. Get a prompt decision during our normal business hours.

  3. If your application is approved, funds will be provided fast.

What we look for.

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Minimum of one year in business

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$100,000+ in annual revenue

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FICO® score of 620 or more

These are some of our minimum lending requirements, and meeting them does not constitute approval.
Should you apply for equipment financing, additional lending criteria will determine if you qualify.

Financing for dual temperature units, pastry display units, and more.

Commercial refrigerators come in various styles, sizes, and configurations. Having newer models gives you peace of mind knowing that your restaurant’s perishable goods will be stored at the proper temperature. The new models also use less energy, which means lower electricity bills for you.

To get started, submit an equipment financing application. Then, suppose your application is approved, and you decide to move forward. In that case, one of our knowledgeable account managers will contact you to discuss your options and answer any questions.

commercial refrigerator financing

Reasons to choose Balboa Capital.

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Bank-owned business lender

Over $8 billion funded nationwide

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Simple, quick process