Coffee Franchise Financing

Simple application. Simple process.

Coffee franchise financing, made to order.

The refreshing aroma of freshly brewed coffee. The sound of an espresso machine steaming milk. The friendly baristas create latte art with a creative flair. The convenience of ordering delicious coffee drinks and enjoying them in a cozy setting or ordering them to go. These are some of the many reasons coffee franchises are so popular and thriving in the US. And for a coffee franchise to maintain success, it needs enough capital to cover the costs of furniture, fixtures, and equipment (FF&E). That is when Balboa Capital might be able to help. We are a top-rated small business lender that offers coffee franchise financing.

Once you determine how much funding your coffee franchise needs, you might want to develop a budget indicating how you will use it. Having a detailed budget is a great way to keep your finances organized. It can also help determine how much of a monthly payment you can afford. You will be happy to know that Balboa Capital offers competitive rates and flexible repayment terms.

  • Application-only up to $350,000 for soft/hard collateral
  • If approved, same-day funding is available
  • Easy online application
  • One-hour approval decisions during regular business hours
  • 24 to 72-month terms available
  • Competitive rates
  • We lend to first-time franchise operators who qualify

Franchise financing in 3 easy steps.

balboa capital devices
  1. Submit a simple online application.

  2. Get a prompt decision during our normal business hours.

  3. If your application is approved, funds will be provided fast.

What we look for.

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Minimum of one year in business

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$100,000+ in annual revenue

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FICO® score of 620 or more

These are some of our minimum lending requirements, and meeting them does not constitute approval.
Should you apply for franchise financing, additional lending criteria will determine if you qualify.

Franchise financing backed by five-star customer service.

With Balboa Capital, applying for coffee franchise financing is straightforward. You can complete the online application quickly, as it only requires you to provide basic information about you and your coffee franchise. Upon receiving your application, we will review it immediately during regular business hours. Then, we will contact you if you qualify to discuss the next steps.

Similar to your coffee franchise, Balboa Capital can blend speed and quality. We deliver funding fast, and specific funding amounts can be provided on the same day that applications are submitted and approved. But while we offer fast coffee franchise financing, we also want to provide you with five-star customer service. You will work with the same experienced account manager at every step. This individual will always be available via telephone or email should you have any questions or need assistance. Get started today!

barista serving coffee to customer, coffee franchise financing

Reasons to choose Balboa Capital.

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Bank-owned business lender

Over $8 billion funded nationwide

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Simple, quick process