Chocolate-Making Equipment Financing

Simple application. Simple process.

Get a sweet deal on chocolate-making equipment financing.

Ah, chocolate. It is a mouthwatering treat enjoyed by people of all ages. It tastes delicious, smells delectable, and is available in countless forms. These include chocolate chips, bars, butter melts, truffles, and syrups. Plus, chocolate is used in cakes, cookies, brownies, pudding, and candy. Many people with entrepreneurial dreams take their indulgence a step further and start chocolate-making businesses. If you are one of them, you know how rewarding it can be on a personal and professional level. You also know the vital role that chocolate-making equipment plays. Top-quality machines can help increase production and maintain consistency with your flavors. However, buying machines outright can deplete your cash flow, so chocolate-making equipment financing from Balboa Capital is an option worth considering.

When you finance commercial chocolate-making equipment, you make predictable monthly payments over a specific term. As a result, a significant initial cash outlay is not required, so your business’s cash flow and credit line can remain free for future business needs and expenses.

  • Application-only for hard collateral up to $500,000
  • Application-only for soft collateral up to $350,000
  • If approved, same-day funding is available
  • Easy online application
  • One-hour approval decisions during regular business hours
  • Flexible terms available
  • Competitive rates

Equipment financing in 3 easy steps.

balboa capital devices
  1. Submit a simple online application.

  2. Get a prompt decision during our normal business hours.

  3. If your application is approved, funds will be provided fast.

What we look for.

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Minimum of one year in business

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$100,000+ in annual revenue

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FICO® score of 620 or more

These are some of our minimum lending requirements, and meeting them does not constitute approval.
Should you apply for equipment financing, additional lending criteria will determine if you qualify.

Funding for all types of commercial chocolate-making equipment.

You want your chocolate production process to be efficient and accurate at each step. To do this, you need specialized equipment and machines that are in good working order and that can meet your production demands. Balboa Capital offers funding for all types of equipment, including chocolate melting tanks, storage tanks, sugar grinders, tempering machines, and moulding lines. Once you have decided on the equipment you need, get started with Balboa Capital.

Our online equipment financing application can be completed in a couple of minutes. It asks for basic information about you and your business. We will review your application and contact you with a credit decision during our regular business hours. If your application gets approved, one of our knowledgeable account managers will be available to answer your questions and help get everything finalized. Balboa Capital welcomes the opportunity to serve you, so apply online now.

chocolate production machinery and melting tank, chocolate making equipment financing

Reasons to choose Balboa Capital.

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Bank-owned business lender

Over $8 billion funded nationwide

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Simple, quick process