A business line of credit is a fast and easy way to access money for your company.
Are you looking for a fast and easy way to access short-term financing for your company? A business line of credit from Balboa Capital is an excellent option. It lets you draw funds from a set amount of money using your primary business checking account. You can use the funds for any business need you have, such as bills, supplies, inventory, marketing, and employee payroll. A credit line can also be used as a source of off-season capital to help your company stay afloat during a slow sales period. Our credit lines are unsecured, which means you will not have to put up collateral such as real estate or business vehicles, and the amount of paperwork required is minimal. Once your application reaches the approval stage and we have all the necessary documents in order, we will establish your business line of credit.
✔ $5K to $250K revolving credit lines
✔ Repay daily, weekly or monthly
✔ Only repay what you draw, plus interest
✔ Simple online application
✔ No collateral needed
✔ No hidden fees
✔ All credit considered
Flexible terms for repaying what you borrow.
Flexibility is one of the key benefits that a business line of credit offers. Unlike a small business loan, which requires you to make scheduled payments over a fixed term, a revolving line of credit is an account with a borrowing limit that you can draw funds from whenever you need them. You will only pay interest on the amount you draw, not on the outstanding balance you carry. When you do draw funds, you will pay them back, plus interest, on a daily, weekly, or monthly basis. You can keep reusing your Balboa Capital credit line, so long as you make timely payments and avoid surpassing your approved credit limit.
Easy qualification requirements.
One year in business
$300,000+ in annual revenue
Decent FICO credit score
Business credit lines in 3 easy steps.
Qualify in one hour
Get a business line of credit
The trusted choice of thousands of business owners nationwide.
Choosing an online lender for your small business can be a daunting task. There are many companies to choose from, and your time is already spread thin. You want one with a solid reputation, large lending capacity, and high customer satisfaction ratings online. Balboa Capital offers you all of this and more. We are the choice of thousands of small business owners across the United States that need lines of credit. You will work with a dedicated funding expert throughout the process. This individual will make sure everything is taken care of in a timely manner.
Useful resources for business owners.
In the online lending industry, providers of business credit lines seem to be a dime a dozen. Balboa Capital stands apart from the pack because we offer you a combination of aggressive rates, fast turnaround times, and top-notch customer service. In addition, we make available a variety of value-added materials and resources right here on our website.
Infographic: Business Line of Credit
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Business Line of Credit FAQ
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