Get a Business Line of Credit from $5,000 to $250,000.

Simple application and fast turnaround.
No hidden fees. A+ BBB rated direct lender.

A business line of credit is a fast and easy way to access money for your company.

Are you looking for a fast and easy way to access short-term financing for your company? A business line of credit from Balboa Capital is an excellent option. It lets you draw funds from a set amount of money using your primary business checking account. You can use the funds for any business need you have, such as bills, supplies, inventory, marketing, and employee payroll. A credit line can also be used as a source of off-season capital to help your company stay afloat during a slow sales period. Our credit lines are unsecured, which means you will not have to put up collateral such as real estate or business vehicles, and the amount of paperwork required is minimal. Once your application reaches the approval stage and we have all the necessary documents in order, we will establish your business line of credit.

  • $5K to $250K revolving credit lines
  • Repay daily, weekly or monthly
  • Only repay what you draw, plus interest
  • Simple online application
  • No collateral needed
  • No hidden fees
  • All credit considered
  • A+ BBB rating

Business credit lines in 3 easy steps.

  1. Apply online

  2. Qualify in one hour

  3. Get funded quickly

Simple qualification requirements.

Qualifications 2

One year in business

$300,000 in annual revenue

Qualifications Icon

Decent FICO credit score

Quick credit decisions mean fast business credit lines.

When you need to get a credit line, the last thing you want is a long, drawn out approval process that keeps you wondering what the decision will end up being. With Balboa Capital, you will not need to worry about that. Not only do we make it easy to apply, we accelerate all of our credit decisions. We will contact you to let you know if you pre-qualify right after you submit your online application. Once your credit line reaches the approval phase, and all of the necessary documents have been signed, you can expect a rapid turnaround.

business line of credit

Flexible terms for repaying what you borrow.

Flexibility is one of the key benefits that a business line of credit offers. Unlike a small business loan, which requires you to make scheduled payments over a fixed term, a revolving line of credit is an account with a borrowing limit that you can draw funds from whenever you need them. You will only pay interest on the amount you draw, not on the outstanding balance you carry. When you do draw funds, you will pay them back, plus interest, on a daily, weekly, or monthly basis. You can keep reusing your Balboa Capital credit line, so long as you make timely payments and avoid surpassing your approved credit limit.

line of credit

Use your credit line for these and many other business needs.

Increase working capital

Increase working capital

Manage cash flow

Manage cash flow

Employee payroll

Employee payroll

Purchase inventory

Purchase inventory

Pay suppliers

Pay suppliers

Improve credit profile

Improve credit profile

The trusted choice of thousands of business owners nationwide.

Choosing an online lender for your small business can be a daunting task. There are many companies to choose from, and your time is already spread thin. You want one with a solid reputation, large lending capacity, and high customer satisfaction ratings online. Balboa Capital offers you all of this and more. We are the choice of thousands of small business owners across the United States that need lines of credit. You will work with a dedicated funding expert throughout the process. This individual will make sure everything is taken care of in a timely manner.

unsecured business credit line