Get a Business Line of Credit of up to $250,000
Simple application process. All credit considered.
A business line of credit is a fast and easy way to access money for your company.
Are you looking for a fast and easy way to access short-term financing for your company? A business line of credit from Balboa Capital is an excellent option. It lets you draw funds from a set amount of money using your primary business checking account. You can use the funds for any business need you have, such as bills, supplies, inventory, marketing, and employee payroll.
A credit line can also be used as a source of off-season capital to help your company stay afloat during a slow sales period. Our credit lines are unsecured, which means you will not have to put up collateral such as real estate or business vehicles, and the amount of paperwork required is minimal.
- $5K to $250K revolving credit lines
- Same-day funding
- Easy online application
- All credit considered
- One-hour approval decisions
- Repay daily, weekly or monthly
- Only repay what you draw, plus interest
- Competitive rates
Business credit lines in 3 easy steps.
Apply online
Qualify in one hour
Get funded as soon as today
Simple qualification requirements.
One year in business
$300,000 in annual revenue
Decent FICO credit score
Quick credit decisions mean fast business credit lines.
When you need to get a credit line, the last thing you want is a long, drawn out approval process that keeps you wondering what the decision will end up being. With Balboa Capital, you will not need to worry about that. Not only do we make it easy to apply, we accelerate all of our credit decisions.
We will contact you to let you know if you pre-qualify right after you submit your online application. Once your credit line reaches the approval phase, and all of the necessary documents have been signed, you can expect a rapid turnaround.
Flexible terms for repaying what you borrow.
Flexibility is one of the key benefits that a business line of credit offers. Unlike a small business loan, which requires you to make scheduled payments over a fixed term, a revolving line of credit is an account with a borrowing limit that you can draw funds from whenever you need them.
You will only pay interest on the amount you draw, not on the outstanding balance you carry. When you do draw funds, you will pay them back, plus interest, on a daily, weekly, or monthly basis. You can keep reusing your Balboa Capital credit line, so long as you make timely payments and avoid surpassing your approved credit limit.
Use your credit line for these and many other business needs.
Increase working capital
Manage cash flow
Employee payroll
Purchase inventory
Pay suppliers
Improve credit profile
The trusted choice of thousands of business owners nationwide.
Choosing a direct lender for your small business can be a daunting task. There are many companies to choose from, and your time is already spread thin. You want one with a solid reputation, large lending capacity, and high customer satisfaction ratings online.
Balboa Capital offers you all of this and more. We are the choice of thousands of small business owners across the United States that need lines of credit. You will work with a dedicated funding expert throughout the process. This individual will make sure everything is taken care of in a timely manner.
Business credit lines with Balboa Capital.
Helpful links and information for small business owners.
Reasons to choose Balboa Capital.
Lender with an A+ BBB rating
Over $7 billion funded nationwide
Same-day business funding
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