Short-Term Business Loans
Simple application. All credit scores considered.
Short on cash? Short-term business loans might be an option.
You must act fast if your small business is experiencing cash flow problems. If not, its ability to grow and prosper can diminish. That is because a lack of sufficient working capital can prevent you from paying your suppliers, employees, and monthly bills, to name a few. Do not let this happen. Instead, look to Balboa Capital, a top-rated business lender that offers short-term business loans.
A short-term loan is an excellent solution to address your need for extra cash because there is no long-term commitment. In addition, a short-term loan is less risky when compared to a long-term loan because you can get the money your company needs, pay it back quickly and move on. Balboa Capital has competitive rates and predictable monthly payments. Getting started is easy. You can apply for a small business loan quickly right on our website. If your loan application is approved and you decide to move forward, one of our helpful business funding specialists will contact you to discuss your options and answer any questions you have.
- Loans from $20,000 to $250,000
- If approved, same-day funding is available
- Easy online application
- One-hour approval decisions during regular business hours
- Flexible terms available
- Competitive rates
Business loans in 3 easy steps.
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Submit a simple online application.
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Get a prompt decision during our normal business hours.
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If your application is approved, funds will be provided fast.
What we look for.
Minimum of one year in business
$300,000+ in annual revenue
FICO® score of 620 or more
These are some of our minimum lending requirements, and meeting them does not constitute a business loan approval.
Should you apply for a small business loan, additional lending criteria will determine if you qualify.
Short-term loans can be used for most daily business needs.
As mentioned earlier, short-term business loans can help your company when it lacks the capital needed to pay daily business needs. A short-term loan from Balboa Capital is also a good option if your small business is going through an unexpectedly slow sales period resulting in less revenue. Many small businesses like yours encounter seasonal downturns, making it very difficult to manage cash flow regularly.
You might also benefit from a short-term loan if your business has an immediate need for inventory or if you want to invest in a new business initiative or opportunity. In addition, a short-term loan may help you improve your business’s credit score. The shorter repayment period means you will pay off the loan quicker, which is what the major credit bureaus like to see. Lastly, you can use the funds for any daily business need. To get started, apply for a small business loan.
Reasons to choose Balboa Capital.
Bank-owned business lender
Over $8 billion funded nationwide
Simple, quick process
Resources for small business owners.
Small business loans overview
Overview of Balboa Capital’s small business loans.
What is break-even analysis?
Learn how to calculate your break-even point.
Small business sales tax guide
Guide to calculating, collecting, and reporting sales tax.
