Bike Store Business Loans

Simple application. Simple process.

Bike store business loans that are geared toward your success.

Having an adequate amount of working capital is essential for your daily operations. However, there may come a time when you need to take out a loan to shore up your cash flow, cover business expenses or purchase inventory. If that time is now, you have come to the right place. Balboa Capital is a top-rated business lender that offers bike store business loans with predictable payments.

Getting started is easy. You can apply for a small business loan quickly right on our website. Then, if your loan application is approved and you decide to move forward, one of our helpful business funding specialists will contact you to discuss your options and answer any questions you have.

  • Loans from $20,000 to $250,000
  • If approved, same-day funding is available
  • Easy online application
  • One-hour approval decisions during regular business hours
  • Flexible terms available
  • Competitive rates

Business loans in 3 easy steps.

balboa capital devices
  1. Submit a simple online application.

  2. Get a prompt decision during our normal business hours.

  3. If your application is approved, funds will be provided fast.

What we look for.

Qualifications 2

Minimum of one year in business

$300,000+ in annual revenue

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FICO® score of 620 or more

These are some of our minimum lending requirements, and meeting them does not constitute a business loan approval.
Should you apply for a small business loan, additional lending criteria will determine if you qualify.

Flexible loans for any business need.

Although specialty bike stores like yours face fierce competition from big-box retailers, sporting goods stores, and online stores, the road ahead looks bright. First, you must employ specific strategies to help your bike store break away from the pack.

These might include stocking up on the latest makes and models of bicycles for your target demographic, launching a new website or marketing campaign, investing in a new point-of-sale system, or expanding your operations. You will be glad to know that you can use your business loan from Balboa Capital for these and many other needs. The flexibility of our loans is why so many bike shop owners look to us when they need funding. To get started, apply for a small business loan now!

Reasons to choose Balboa Capital.

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Bank-owned business lender

Over $8 billion funded nationwide

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Simple, quick process