Bakery Equipment Financing

Simple application. Simple process.

Bakery equipment financing will not waste your dough.

Balboa Capital provides bakery equipment financing programs that come with flexible term options. Moreover, you will not waste your dough as you might with a big one-time purchase. Instead, you will make predictable monthly payments throughout your bakery equipment financing program.

Whether you run a small or sizeable wholesale bakery, you need more than original recipes to help create delicious bread, cookies, pastries, cupcakes, cakes, and bagels. You also need the best baking equipment for your baking processes and production demands. Durable, reliable baking equipment helps ensure that your tasty delights have the consistent quality that your customers expect; it can also keep your bakery running at optimum efficiency. Use our equipment financing calculator to see estimated monthly payments based on several scenarios.

  • Application-only for hard collateral up to $500,000
  • Application-only for soft collateral up to $350,000
  • If approved, same-day funding is available
  • Easy online application
  • One-hour approval decisions during regular business hours
  • Flexible terms available
  • Competitive rates

Equipment financing in 3 easy steps.

balboa capital devices
  1. Submit a simple online application.

  2. Get a prompt decision during our normal business hours.

  3. If your application is approved, funds will be provided fast.

What we look for.

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Minimum of one year in business

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$100,000+ in annual revenue

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FICO score of 620 or more

These are some of our minimum lending requirements, and meeting them does not constitute approval.
Should you apply for equipment financing, additional lending criteria will determine if you qualify.

Fast funding to finance bakery equipment.

The United States bakery industry has been posting solid numbers, and there are no signs of them slowing down. Analysts expect bakery sales in the United States to increase by an average of 6 percent each year for the next five years. Annual sales of bakery products top $350 billion annually, with bread, cakes, cupcakes, and cookies being the top sellers. In addition, tens of millions of Americans are shifting towards healthier baked goods due to digestive issues or food allergies, which presents your bakery with new sales opportunities.

When it comes time to get new or upgraded equipment for your bakery business, you cannot afford to compromise. So, once you have identified what you want, it’s time to apply for funding. Our equipment financing solutions are easy to apply for. In short, getting funding to finance bakery equipment from Balboa Capital is a piece of cake.

  • Bakery refrigerators
  • Bread slicers
  • Convection ovens
  • Deck ovens
  • Dough dividers
  • Mixers
  • Proofing cabinets
  • Rack ovens
  • Commercial refrigerators
  • Revolving ovens
bakery equipment financing

Reasons to choose Balboa Capital.

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Lender with an A+ BBB rating

Over $7 billion funded nationwide

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Simple, quick process